Job Title: SME
Relationship Officer
Relationship Officer
Organization: Finance
Trust Bank (FTB)
Trust Bank (FTB)
Duty Station:
Kampala, Uganda
Kampala, Uganda
Reports to: Branch
Manager
Manager
About US:
Finance Trust Bank
is licensed as a Tier 1 Commercial Bank after taking over the financial
services business of Uganda Finance Trust Limited (MDI). Finance Trust Bank is
a fully-fledged commercial bank serving a clientele of over 400,000 depositors
and over 23,000’ borrowers, through a network of 36 branches countrywide. The
bank offers a variety of Products and services including; Savings, Current
accounts, Loans, Money transfer services and Bills payments to its target
market which comprises of micro, small and medium entrepreneurs, salary earners
and youth.
is licensed as a Tier 1 Commercial Bank after taking over the financial
services business of Uganda Finance Trust Limited (MDI). Finance Trust Bank is
a fully-fledged commercial bank serving a clientele of over 400,000 depositors
and over 23,000’ borrowers, through a network of 36 branches countrywide. The
bank offers a variety of Products and services including; Savings, Current
accounts, Loans, Money transfer services and Bills payments to its target
market which comprises of micro, small and medium entrepreneurs, salary earners
and youth.
Job Summary: The SME Relationship Officer will mobilize, identify and appraise
potential SME clients and manage the relationships for growth and profitability
in accordance with the banks policies and procedures.
potential SME clients and manage the relationships for growth and profitability
in accordance with the banks policies and procedures.
Key Duties and Responsibilities:
- Identify, mobilize and convert SMEs into
full banking relationships with FTB. - Effectively manage SME customer
relationships and maintain deposits volumes covering your loan portfolio
by at least 100%. - Identify, appraise and assess potential
SME borrowers for credit worthiness in line with the credit policy and
procedures. - Grow and maintain a quality SME asset
book in line with the bank’s policies and procedures. - Prepare credit files, complete with
accurate and valid information and present your recommendations to the
credit committee for further considerations/approval in line with credit
policy and procedures. - Manage delinquency through close
monitoring of all loans in your portfolio including timely follow-up of
loans falling due for payment and ensure documented follow-up on the loan
file. - Closely monitor overdraft accounts for
proper utilization in line with the approved terms and conditions and
closely follow up hard-core usages to ensure timely regularization or
restructuring. - Evaluate, prepare and recommend requests
for un cleared effects in line with the un cleared effects policy and
procedures - Be responsible for all off- balance
sheet business in the designated branch ensuring timely processing and
issuance of the facilities and monitoring of their maturities.
Qualifications, Skills and Experience:
- The applicant for the Finance Trust Bank
(FTB) SME Relationship Officer job opportunity should hold a bachelor’s
degree in a business related field from a Recognized University. - A minimum of two years of work
experience in the position of Credit Officer in a financial institution. - Demonstrated work experience in Credit
Management with an average SME loan portfolio volume of more than 800
million - Excellent Sales and Client relationship
skills. - Excellent presentation skills.
- Excellent negotiation skills with the
ability to network and generate new business - Sound knowledge of Banking business,
operations and products. - Have high integrity levels and utmost
confidentiality of information.
How to Apply:
All suitably
qualified candidates should address their applications to Head, Human
Resource, Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972,
Kampala, Uganda, and email it to [email protected] as well as
photocopies of academic testimonials, a CV with at least three reference
contacts, including the most recent employer, and telephone number.
qualified candidates should address their applications to Head, Human
Resource, Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972,
Kampala, Uganda, and email it to [email protected] as well as
photocopies of academic testimonials, a CV with at least three reference
contacts, including the most recent employer, and telephone number.
Deadline: 26th October 2018
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