Job
Title: Supervisor
Consumer Lending
Title: Supervisor
Consumer Lending
Organization: Centenary
Bank
Bank
Duty Station: Kampala,
Uganda
Uganda
Reports to: Manager
Consumer Lending
Consumer Lending
About US:
Centenary Bank is
the leading Commercial Micro Finance Bank in Uganda serving over 1,300,000
clients (a quarter of the banking population) in 58 branches spread
countrywide. We are one of Uganda’s top three financial organisations,
employing more than 1,900 people. Joining Centenary Bank is an opportunity to
use your skills and experience in tackling real world problems.
the leading Commercial Micro Finance Bank in Uganda serving over 1,300,000
clients (a quarter of the banking population) in 58 branches spread
countrywide. We are one of Uganda’s top three financial organisations,
employing more than 1,900 people. Joining Centenary Bank is an opportunity to
use your skills and experience in tackling real world problems.
Job Summary: The Supervisor Consumer Lending is responsible
for supporting and implementing strategies to grow the Bank’s consumer lending
Portfolio in line with the bank’s business plan and policies.
for supporting and implementing strategies to grow the Bank’s consumer lending
Portfolio in line with the bank’s business plan and policies.
Key Duties and Responsibilities:
Business
development & growth:
development & growth:
- Identify target market for consumer products by Mapping out partners
and customers with good potential according to the lending guidelines of
the bank. - Prepare proposals recommending partners to management for on
boarding on the bank’s consumer products such as housing, solar among
others. - Participate in projects and key consumer lending products campaigns
geared towards the growth of the consumer lending portfolio - Prepare and follow up the signing of memorandums of Understanding
with potential partners and bank management. - Provide support to branches through timely approval or recommendation
of loan application with in the approval limits as per bank policy and
procedures. - Monitor the consumer lending loan portfolio growth in areas such as
Housing, Solar among others and follow up on non performing branches in
accordance with the set targets and in line with credit policy guidelines.
Monitoring and
Recovery:
Recovery:
- Monitor the consumer lending loan portfolio quality for the various
products and follow up recovery of delinquent loans according to the
targets given and in line with credit policy and regulatory framework. - Regularly monitor and review special loan schemes like such as
USAID, GVEP for purposes of maintaining a quality portfolio. - Evaluate consumer lending loan portfolio quality of all the branches
through preparation of a trend analysis report on a monthly basis and
advise on corrective actions.
Capacity Building:
- Conduct capacity building trainings for loans officers in line with
Credit policies and identified training needs assessment. - Identify, coach and maintain a database of product champions across
the branch network - Continuously coach /engage branches with the aim of developing skill
and capacity in the area of management of the various consumer lending
products such as housing, Solar, and various loan schemes
Relationship Management:
- Manage Relationship with consumer lending partners and work through
branch champions to manage relationships for employers coordinated at
branches. - Follow through for resolution of issues that have been raised from
Branches and are beyond Branch mandate in relation to any of the consumer
lending products - Engage closely with the various partners such as USAID, Housing
companies etc through meetings, updates with the aim to maintain good
communication /relations.
Budgeting and
Reporting:
Reporting:
- Generate periodic reports on the consumer lending products quality
and performance across the bank network - Actively participate in the branch budgets and targets for consumer
lending products portfolio and engage with branches where necessary on a
periodic basis.
Qualifications, Skills and Experience:
- The ideal candidate for the Centenary Bank Supervisor Consumer
Lending job placement should have three years’ experience in credit
supervision in a regulated financial institution. - Good record of accomplishment of performance with portfolio growth
rate of not less than 10% and average NPR of not 3.5% for the last one
year. - Communication skills
- Negotiation and persuasion
- Financial analysis
How to Apply:
All candidates who
desire to join Centenary Bank should send their applications by following the
instructions below; downloading an application form for employment, download
here, filling it and enclosing an application letter, Curriculum Vitae
(CV) with three professional referees and copies of academic
testimonials/certificates and send the application to:
desire to join Centenary Bank should send their applications by following the
instructions below; downloading an application form for employment, download
here, filling it and enclosing an application letter, Curriculum Vitae
(CV) with three professional referees and copies of academic
testimonials/certificates and send the application to:
General Manager
Human Resources, Centenary Bank, P.O. Box 1892 — Kampala, Uganda.
Human Resources, Centenary Bank, P.O. Box 1892 — Kampala, Uganda.
Note: While we thank all applicants for your interest. Only shortlisted
applicants will be contacted. Only shortlisted applicants will be contacted.
applicants will be contacted. Only shortlisted applicants will be contacted.
Deadline: 24th August 2018 by 5:00pm
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