The Ugandan Jobline

• Identify target market for consumer products by Mapping out partners
  and customers with good potential according to the lending guidelines of
  the bank.
• Prepare proposals recommending partners to management for on
  boarding on the bank’s consumer products such as housing, solar among
  others.
• Participate in projects and key consumer lending products campaigns
  geared towards the growth of the consumer lending portfolio
• Prepare and follow up the signing of memorandums of Understanding
  with potential partners and bank management.
• Provide support to branches through timely approval or recommendation
  of loan application with in the approval limits as per bank policy and
  procedures.
• Monitor the consumer lending loan portfolio growth in areas such as
  Housing, Solar among others and follow up on non performing branches in
  accordance with the set targets and in line with credit policy guidelines.

• Monitor the consumer lending loan portfolio quality for the various
  products and follow up recovery of delinquent loans according to the
  targets given and in line with credit policy and regulatory framework.
• Regularly monitor and review special loan schemes like such as
  USAID, GVEP for purposes of maintaining a quality portfolio.
• Evaluate consumer lending loan portfolio quality of all the branches
  through preparation of a trend analysis report on a monthly basis and
  advise on corrective actions.

• Conduct capacity building trainings for loans officers in line with
  Credit policies and identified training needs assessment.
• Identify, coach and maintain a database of product champions across
  the branch network
• Continuously coach /engage branches with the aim of developing skill
  and capacity in the area of management of the various consumer lending
  products such as housing, Solar, and various loan schemes

• Manage Relationship with consumer lending partners and work through
  branch champions to manage relationships for employers coordinated at
  branches.
• Follow through for resolution of issues that have been raised from
  Branches and are beyond Branch mandate in relation to any of the consumer
  lending products
• Engage closely with the various partners such as USAID, Housing
  companies etc through meetings, updates with the aim to maintain good
  communication /relations.

• Generate periodic reports on the consumer lending products quality
  and performance across the bank network
• Actively participate in the branch budgets and targets for consumer
  lending products portfolio and engage with branches where necessary on a
  periodic basis.

• The ideal candidate for the Centenary Bank Supervisor Consumer
  Lending job placement should have three years’ experience in credit
  supervision in a regulated financial institution.
• Good record of accomplishment of performance with portfolio growth
  rate of not less than 10% and average NPR of not 3.5% for the last one
  year.
• Communication skills
• Negotiation and persuasion
• Financial analysis

Related Jobs