Job Title: SME
Relationship Officer
Relationship Officer
Organization: Finance
Trust Bank (FTB)
Trust Bank (FTB)
Duty Station:
Kampala, Uganda
Kampala, Uganda
Reports to: Branch
Manager
Manager
About US:
Finance Trust Bank
is licensed as a Tier 1 Commercial Bank after taking over the financial
services business of Uganda Finance Trust Limited (MDI). Finance Trust Bank is
a fully-fledged commercial bank serving a clientele of over 400,000 depositors
and over 23,000’ borrowers, through a network of 36 branches countrywide. The
bank offers a variety of Products and services including; Savings, Current
accounts, Loans, Money transfer services and Bills payments to its target
market which comprises of micro, small and medium entrepreneurs, salary earners
and youth.
is licensed as a Tier 1 Commercial Bank after taking over the financial
services business of Uganda Finance Trust Limited (MDI). Finance Trust Bank is
a fully-fledged commercial bank serving a clientele of over 400,000 depositors
and over 23,000’ borrowers, through a network of 36 branches countrywide. The
bank offers a variety of Products and services including; Savings, Current
accounts, Loans, Money transfer services and Bills payments to its target
market which comprises of micro, small and medium entrepreneurs, salary earners
and youth.
Job Summary: The SME Relationship Officer will mobilize,
identify and appraise potential SME clients and manage the relationships for
growth and profitability in accordance with the banks policies and procedures.
identify and appraise potential SME clients and manage the relationships for
growth and profitability in accordance with the banks policies and procedures.
Key Duties and Responsibilities:
- Identify, mobilize and convert SMEs into full banking relationships
with FTB. - Effectively manage SME customer relationships and maintain deposits
volumes covering your loan portfolio by at least 100%. - Identify, appraise and assess potential SME borrowers for credit
worthiness in line with the credit policy and procedures. - Grow and maintain a quality SME asset book in line with the bank’s
policies and procedures. - Prepare credit files, complete with accurate and valid information
and present your recommendations to the credit committee for further
considerations/approval in line with credit policy and procedures. - Manage delinquency through close monitoring of all loans in your
portfolio including timely follow-up of loans falling due for payment and
ensure documented follow-up on the loan file. - Closely monitor overdraft accounts for proper utilization in line
with the approved terms and conditions and closely follow up hard-core
usages to ensure timely regularization or restructuring. - Evaluate, prepare and recommend requests for un cleared effects in
line with the un cleared effects policy and procedures - Be responsible for all off- balance sheet business in the designated
branch ensuring timely processing and issuance of the facilities and
monitoring of their maturities.
Qualifications, Skills and Experience:
- The applicant for the Finance Trust Bank (FTB) SME Relationship
Officer job opportunity should hold a bachelor’s degree in a business
related field from a Recognized University. - A minimum of two years of work experience in the position of Credit
Officer in a financial institution. - Demonstrated work experience in Credit Management with an average
SME loan portfolio volume of more than 800 million - Excellent Sales and Client relationship skills.
- Excellent presentation skills.
- Excellent negotiation skills with the ability to network and
generate new business - Sound knowledge of Banking business, operations and products.
- Have high integrity levels and utmost confidentiality of
information.
How to Apply:
All suitably
qualified candidates should address their applications to Head, Human
Resource, Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972,
Kampala, Uganda, and email it to [email protected] as well as
photocopies of academic testimonials, a CV with at least three reference
contacts, including the most recent employer, and telephone number.
qualified candidates should address their applications to Head, Human
Resource, Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972,
Kampala, Uganda, and email it to [email protected] as well as
photocopies of academic testimonials, a CV with at least three reference
contacts, including the most recent employer, and telephone number.
Deadline: 31st August 2018
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