Job
Title: Junior
Credit Analyst (JCA)
Title: Junior
Credit Analyst (JCA)
Organisation: ENCOT
Microfinance Ltd
Microfinance Ltd
Duty Station: Uganda
About US:
ENCOT Microfinance
Ltd is a social impact, fast growing and innovative MFI Headquartered in
Masindi. Operating a network of FIVE branches located Masindi, Kigumba, Hoima,
Kagadi and Nakasongola, ENCOT’s mission is to provide loans and enterprise
development services to small/medium size rural entrepreneurial communities,
most especially women, to allow them curve their own paths out of poverty
through creation of own jobs. It serves over 20,000 clients in the Mid-Western
/ Central Regions.
Ltd is a social impact, fast growing and innovative MFI Headquartered in
Masindi. Operating a network of FIVE branches located Masindi, Kigumba, Hoima,
Kagadi and Nakasongola, ENCOT’s mission is to provide loans and enterprise
development services to small/medium size rural entrepreneurial communities,
most especially women, to allow them curve their own paths out of poverty
through creation of own jobs. It serves over 20,000 clients in the Mid-Western
/ Central Regions.
Job Summary: The
Junior Credit Analyst (JCA) will be tasked with analyzing credit data and
financial information of persons or companies that are applying for credit or loans
to determine the risk levels. The Junior Credit Analysts will prepare reports
based upon their findings to help make decisions on lending and
credit-worthiness
Junior Credit Analyst (JCA) will be tasked with analyzing credit data and
financial information of persons or companies that are applying for credit or loans
to determine the risk levels. The Junior Credit Analysts will prepare reports
based upon their findings to help make decisions on lending and
credit-worthiness
Key Duties and Responsibilities:
- Evaluating clients’ credit data and financial statements in order to
determine the degree of risk involved in lending money to them - Preparing reports about the degree of risk in lending money to
clients - Analyzing client records and using the data to recommend payment
plans - Conferring with credit associations and references to exchange
credit information on clients - Evaluating the financial status of clients by producing financial
ratios through computer programs - Filling out loan applications and including the credit analysis and
loan request summaries, then submitting these loan applications to loan
committees for their approval - Helping supply chain and sales and marketing departments in managing
financial orders to help them control credit exposure, make payments on
time, and reduce the risk of customer disputes - Conferring with clients to verify their financial/credit
transactions and to resolve their complaints
Qualifications, Skills and Experience:
- The applicant must hold a Bachelor’s Degree in business or any
related field. - Three years of experience in direct credit operations in a financial
institution/MFI - Banking knowledge and qualifications would be an added advantage
- Marketing or Credit Management course
How to Apply:
All suitably
qualified and interested candidates should send their applications in PDF
(Cover Letter, CV, and Copies of relevant Academic papers) by email only to
[email protected] or hand deliver their applications to the address below;
qualified and interested candidates should send their applications in PDF
(Cover Letter, CV, and Copies of relevant Academic papers) by email only to
[email protected] or hand deliver their applications to the address below;
The Head of Human
Resources,
Resources,
ENCOT Microfinance
Limited,
Limited,
Plot 88. Port Road,
P.O. Box 389,
Masindi – UGANDA
Masindi – UGANDA
Deadline: 1st June 2018
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