Several No Experience Credit Assistant – Micro and Consumer Lending Job Opportunities – Finance Trust Bank (FTB)

Organization: Finance Trust Bank (FTB)
Duty Station:  Kampala, Uganda
Reports to: Credit Supervisor
About Us:
Finance Trust Bank is licensed as a Tier 1 Commercial Bank after taking
over the financial services business of Uganda Finance Trust Limited (MDI).
Finance Trust Bank is a fully-fledged commercial bank serving a clientele of
over 400,000 depositors and over 28,000’ borrowers, through a network of 36
branches countrywide. The bank offers a variety of Products and services
including; Savings, Current accounts, Loans, Money transfer services and Bills
payments to its target market which comprises of micro, small and medium
entrepreneurs, salary earners and youth.
Job Summary: The Credit
Assistant – Micro and Consumer Lending will grow a good quality loan book.
Key Duties and
Responsibilities:  
  • Advise/sensitize clients about loan
    products, and cross sell other Bank products.
  • Analyze loan applicants’ financial status,
    credit worthiness and property evaluations to determine feasibility of
    granting loans
  • Prepare loan files for presentation to the
    loan committee and ensure complete documentation of all client files.
  • Mobilise, educate, assess & enroll new
    and old customers for the various loan products on a daily basis.
  • Disburse loans to clients on daily basis
    in line with the set performance targets.
  • File and store records and correspondences
    between FTB and customers
  • Receive and acknowledge receipt of the
    security pledged by customer and hand over the same for safe custody to
    the Credit Supervisor.
  • Recover loans on a daily basis so as to
    maintain portfolio at risk.
  • Enter loans in the Core Banking System as
    per the approved terms.



Qualifications, Skills and Experience:
  • The applicant for the Finance Trust Bank Credit
    Assistant – Micro and Consumer Lending job placement should hold
    a diploma in a Business related field from a recognized institution.
  • Excellent interpersonal skills.
  • Good Customer Service Skills.
  • Good Sales and Marketing skills.
  • Good knowledge of MS Office applications.
  • Good teamwork skills.
  • Flexibility to work and travel upcountry.
  • Ability to work under pressure with
    minimum supervision.
  • Good oral and written communication
    skills.
  • High level of integrity and
    self-initiative.
  • Willingness to work in the field at least
    60% of the time.
  • Motorcycle riding skill is a requirement.
How to Apply:
All suitably qualified candidates should address their applications to
Head, Human Resource,
Finance Trust Bank, Plot 115 & 121, Katwe. P.O. Box 6972, Kampala,
Uganda, and email it to
jobs@financetrust.co.ug. as well as photocopies of academic
testimonials, a CV with at least
three reference contacts, including the most recent employer, and
telephone number.
Deadline: 15th April 2018
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