Job Title: Credit Analyst
Organisation: Opportunity Bank
Duty Station: Kampala, Uganda
Reports to: Assistant Manager Credit Control
About US:
Opportunity Bank Uganda Ltd (OBUL) is a member of Opportunity
International, a global microfinance institution that provides access to
financial services in 27 Countries globally serving over 2 Million customers
with Savings, Credit and other transformational services aimed at transforming
the lives of low income earners.
International, a global microfinance institution that provides access to
financial services in 27 Countries globally serving over 2 Million customers
with Savings, Credit and other transformational services aimed at transforming
the lives of low income earners.
Job Summary: The Credit
Analyst will analyze all credit applications above the Branch limit, making
sure that write-ups and documentation are as per credit policy.
Analyst will analyze all credit applications above the Branch limit, making
sure that write-ups and documentation are as per credit policy.
Key Duties and
Responsibilities:
Responsibilities:
- Responsible for the analysis of all credit
applications sent in from the branches to the sanctioning authorities,
making sure the required documentation is in place and advise branches on
credit processes and procedures. - Ensure all Credit requests from Business
Units are reviewed in line with the Bank’s credit review process, risks
identified and possible mitigants put forward to the business units to
mitigate those risks in regard to loan applications - Analyze credit performance of the business
units/branches and advise the supervisor on possible solutions to credit
challenges. - Prepare weekly and monthly relevant credit
reports. - Monitor the Banks PAR on a daily, weekly
and monthly basis, detecting early warning signs of possible default AND
advise the unit accordingly . - Train Bank staff in credit processes and
procedures, make branch visits to check and ensure proper credit processes
are being followed. - Conduct credit analysis on Payroll lending
in line with the approval limits - Prepare weekly and monthly reports to the
Assistant Manager Credit Control. - Receive all disbursement documents for
approved loans from branches to be delivered to the supervisor for
documentation and follow up until the facility is advanced.
Qualifications, Skills and
Experience:
Experience:
- The Credit Analyst must hold a Bachelor’s
degree in economics, statistics and any business related degree. - Professional accounting or audit
qualification (an added advantage). - Three years in credit assessment and
approval processes. - Good communication skills (oral and
written) - Strong analytical skills in order to make
the most appropriate credit decisions based on the risk level. - Detail oriented
How to Apply:
All suitably qualified and interested candidates should send their
signed application letters together with their resume addressed to;
signed application letters together with their resume addressed to;
The Human Resource Manager
Opportunity Bank Uganda
P.O. Box 33513
Plot 1259, Old Kiira Road,
Kampala. Uganda
Deadline: 29th March 2018
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