45 Fresher Credit Officer (Micro Lending) Job Positions – Equity Bank

Organisation: Equity
Bank
Duty Station: Kampala,
Uganda
Reports to: Branch
Credit Manager
Job Ref: EBUL 01/2018/CO
About Equity Bank:
Equity Bank is one of the
region’s leading banks whose purpose is to transform the lives and livelihoods
of the people of Africa socially and economically by availing them modem,
inclusive financial services that maximize their opportunities. With a strong
footprint in Uganda, Kenya, Tanzania, Rwanda and South Sudan, Equity Bank is
now home to nearly 9 million customers, the largest customer base in the
Eastern African Region.
Job Summary: The Credit
Officer (Micro Lending) is mainly responsible for achieving individual
performance targets (growth & quality) as agreed with the Branch Credit
Manager and/or Branch Manager; support all business activities and initiatives
that will further the achievement of bank’s business objectives.

Key Duties and Responsibilities:
  • Marketing
    of the micro loan products to existing and potential customers.
  • Conduct
    initial customer interviews/visits for loan applications.
  • Customer
    appraisal and preparation of loan documentation for presentation to the credit a
    pproval committee
  • Customer
    relationship management i.e. customer visits.
  • Responsible
    for the good performance and proper management of all the loan accounts
    booked under his/her portfolio.
  • Meet
    the set growth and/or quality targets for assigned portfolio segments.
  • Prompt
    follow up and proper documentation of all follow up activities for
    delinquent loans.
  • Ensure
    safety and proper maintenance of credit files for all the loans under
    his/her portfolio.
  • Cross
    selling of other bank products and services to existing and potential
    customers.



Qualifications, Skills and Experience: 
  • The
    applicants for the Equity bank Credit Officer (Micro Lending) job
    opportunities should at least hold a Bachelor’s degree in Commerce,
    Business administration, Accounting, Statistics or any business related
    courses.
  • Professional
    qualification in Banking, Credit management or Accounting will be an added
    advantage.
  • Strong
    analytical and interpersonal skills
  • Excellent
    communications and negotiation skills.
  • Two
    years’ experience in Credit – micro lending preferably in a busy financial
    institution.
  • Must
    display positive attitude and high level of integrity.
  • Must
    be self-motivated and self-driven
How to Apply:
If you believe you are
interested in joining the banking sector at Equity Bank, please send your
application along with a detailed Curriculum Vitae and copies of the relevant
certificates and testimonials quoting the Job Title or Ref. No. (Check at the
Top of Advert) to:  recruitment@equitybank.co.ug or to post to:
The Human Resources Manager,
Equity Bank (U) Ltd,
P.O. Box 10184 Kampala
Deadline: 7th February 2018
For more of the latest jobs,
please visit http://www.theugandanjobline.com or
find us on our facebook page https://www.facebook.com/UgandanJobline

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