No Experience Agricultural Loans Officer Jobs – Centenary Bank

Organization: Centenary Bank
Duty Station: Kampala,
Uganda
Reports to: Credit
Administrator
About US:
Centenary Bank is the leading Commercial Micro Finance Bank in Uganda
serving over 1,300,000 clients (a quarter of the banking population) in 58
branches spread countrywide. We are one of Uganda’s top three financial
organisations, employing more than 1,900 people. Joining Centenary Bank is an
opportunity to use your skills and experience in tackling real world problems.
Job Summary: The
Agricultural Loans Officer is mainly responsible for mobilizing, appraising,
disbursement and recovery of loans within their portfolio in line with the credit
policies, procedures and set targets.
Key Duties and
Responsibilities:  
·        
Building Client Relationships: Mobilizing
and sensitizing customers about Bank products including, potential mapping,
deposit mobilization and enrolling new clients for the financial card in line
with set targets.
·        
Appraisal and Monitoring:
o   Carry
out loan appraisal exercises in line with lending policy of the bank.
o   Preparing
documentation and presenting loan project proposals to the loan committee for
decision-making and giving feedback to applicants in line with the lending
policy and procedures of the Bank
o   Preparing
approved loans for disbursements according to the terms and conditions spelt
out in the lending policies/procedures.
o   Responsible
for evaluating loan performance in line with disbursement terms and conditions
o   Conduct
snap checks on teller activities including ATMs in line with the Operations
Manual
·        
Loan Recovery: Initiating recovery
actions for loans in default including written off loans in line with loan
policy guidelines and procedures.



Qualifications, Skills and
Experience: 
·        
The ideal candidate for the Centenary Bank
Agricultural Loans Officer job placement should hold an honours University
degree in Agriculture – Crop Science, Agricultural Economics, Agri-business,
Extension options or related field.
·        
Ability/willingness to ride a motorcycle for
effective field loan appraisal and recovery purposes.
·        
Willingness to serve at any rural branch or
operational unit wherever and when posted.
·        
High potential to effectively appraise/recover
loans to Bank’s lending expectation.
·        
Positive attitude and willingness to relate well
with the rural folk.
·        
Highly flexible, courteous and business
enterprising.
·        
Energetic and able to work independently with
minimal supervision.
·        
Forward looking, innovative with sound awareness
in lending business issues
·        
Age: 28 years and below
 Note:  Pass degrees are not eligible
How to Apply:
All candidates who desire to join Centenary Bank should send their
applications by following the instructions below; downloading an application
form for employment, download here, filling it and enclosing an application letter, Curriculum Vitae
(CV) with three professional referees and copies of academic
testimonials/certificates and send the application to:
General Manager Human Resources, Centenary Bank, P.O. Box 1892 —
Kampala, Uganda.
Note: While we thank all
applicants for your interest. Only shortlisted applicants will be contacted.
Only shortlisted applicants will be contacted.
Deadline: 17th November 2017 by 5:00 pm
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