13 No Experience Retail Sales Officer Jobs – DFCU Bank

Job Title:              Retail Sales Officer (13 No Experience Jobs)
Organisation: DFCU Bank
Duty Station: Kampala,
Uganda
Reports to: Branch Manager
About US:
DFCU bank is a fast growing commercial bank offering a variety of
innovative products and services. DFCU Limited was started by the Commonwealth
Development Corporation (CDC) of the United Kingdom and the Government of
Uganda through the Uganda Development Corporation (UDC) under the name of
Development Finance Company of Uganda Limited. Later restructuring brought in
DEG (of Germany) and International Finance Corporation (IFC) as equal partners
with CDC and UDC, each having a 25% stake in the company. Its objective was to
support long-term development projects whose financing needs and risk did not
appeal to the then existing financial commercial lending institutions.
Job Summary: The Retail
Sales Officer will plan and carry out sales activities aimed at recruitment and
retention of customers in accordance with agreed business plans and objectives
to grow the liability and asset portfolio in line with the Consumer Banking
strategy.
Key Duties and
Responsibilities:  
  • The
    incumbent will drive growth and profitability of the retail sales
    from new and existing consumer banking portfolios.
  • Provide
    technical support to the Schemes for increased productivity and
    penetration.
  • The
    incumbent will also attend to short and long term needs of retail
    customers in terms assets and liabilities so as to grow business
    and for cross-selling opportunities.
  • Work
    closely with the Branch Manager to plan and coordinate the sales
    activities scheduled for the period.
  • Risk
    Management of existing and new schemes/ customers to ensure a non-impaired
    asset and KYC compliant liability book.
  • Manage
    the retail portfolio by monitoring and controlling accounts under
    respective portfolio to minimise delinquency.
  • The
    Agricultural Loans Officer will steer the liability and asset growth in line with the branch targets
  • Review
    scheme portfolio to optimize scheme performance to re-activate the
    dormant ones for growth of the liabilities and assets for increased
    revenue.
  • Keep
    in line with changing market trends and devise better ways of selling bank
    products and services.
  • Ensure
    that all documentation and transactions are in line with local and
    regulatory anti-money laundering and KYC requirements, in order to comply
    with KYC.



Qualifications, Skills and
Experience:
  • The applicant for the DFCU Bank
    Agricultural Loans Officer job opportunity must hold a University degree in any field.
  • Excellent selling, negotiation and influencing skills.
  • Good
    knowledge of the Bank’s systems & products.
  • Basic
    Credit Appraisal & financial analysis skills.
  • Commercially
    astute.
  • Excellent
    problem solving and decision-making skills, Personal organisation e.g.
    diary management.
  • Good
    organizational and team work (Winning together) skills.
  • Computer
    literacy i.e. proficiency in Microsoft Office software (e.g. Excel, Word).
How to Apply:
All candidates who so wish to join the banking sector in the
aforementioned capacity are encouraged to send their applications with detailed
CVs including present position and copies of relevant professional/academic
certificates to: Vacanciesbank@dfcugroup.com
Deadline: 12th September 2017

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