Job Title: Credit Supervisor (14 Job Placements)
Organization: UGAFODE
Microfinance Limited (MDI)
Microfinance Limited (MDI)
Duty Station: Mbale, Lira, Jinja, Rukungiri, Mbarara, Ntungamo, Ibanda, Ishaka, Lyantonde, Rushere, Mpigi, Sembabule, Kagadi and Kyotera, Uganda
Reports to: Branch Manager
About Us:
UGAFODE Microfinance Limited (MDI) is a registered financial
institution in Uganda and is adherent to the Central Bank’s regulations and
guidelines and was founded in 1994 to provide quality microfinance services.
institution in Uganda and is adherent to the Central Bank’s regulations and
guidelines and was founded in 1994 to provide quality microfinance services.
Job Summary: The Credit
Supervisor reports to the Branch Manager and is responsible for ensuring
general guidance and direction on credit management and monitoring and
implementing micro finance best practice policies and procedures. He will lead
a team of credit officers.
Supervisor reports to the Branch Manager and is responsible for ensuring
general guidance and direction on credit management and monitoring and
implementing micro finance best practice policies and procedures. He will lead
a team of credit officers.
Key Duties and
Responsibilities:
Responsibilities:
Credit Risk Administration and Compliance to internal lending policies
and procedures in an assigned area:
and procedures in an assigned area:
- Responsible for ensuring clarity,
completeness and correctness of all loan documents. - Ensure correctness of the basic
information pertaining to clients, like signature, photograph, and
identity proof across all documents. - Ensure compliance through un- announced
spot checks and audits of the branch in the assigned area - Ensure that the credit granting
transactions are based primarily on the borrower’s repayment capacity - Oversee the day to day management of the
Credit administration functions and credit risk management processes for
the branch - Ensure compliance of credit and collection
guidelines, policies and procedures in accordance to the approved
institution guide. - Ensure that all process and procedures are
followed and adhered to in assessment and disbursement of loans. - Preparation on timely daily/weekly/monthly
reports of loan portfolio status. - Ensure compliance with the checklist
completely and fully for the respective product before inputting
information into the system. - Analyze loan applications and return to
supervisors for presentation to credit committee
Cross Marketing of UGAFODE Products:
- Provide advice and guidance to credit
officers on appropriate methods for cross selling other UGAFODE products,
including savings, to clients. - Provide advice and guidance to credit
officers on strong customer relationship building and promotion of lasting
account relationships - Any other duties and responsibilities as may
be assigned by the supervisor and Branch Manager
Qualifications, Skills and
Experience:
Experience:
- The applicants for the Credit Supervisor
Jobs must hold Bachelor’s degrees in Commerce, Economics, Microfinance,
Development Economics, and Business Studies, Financial Services,
Entrepreneurship & Small Business Management, Education or in any
other relevant / related field. - Previous exposure and experience in supervising branch credit officer in a micro-finance
is preferred. - Excellent communication skills
- Able to work with low supervision
- Computer literacy skills.
- Knowledge of the institution’s operational
procedures. - High degree of integrity
- Dynamic, detail oriented, hardworking
- Commercial skills
- Energetic
- Well organized.
- Good negotiation skills
NB: Applicants should
indicate the upcountry branch they are comfortable to work in & must speak
the local languages in those local areas.
indicate the upcountry branch they are comfortable to work in & must speak
the local languages in those local areas.
How to Apply:
All suitably qualified and interested candidates should send their cover letters and up-to-date CVs only via E-mail to: [email protected] (Please indicate the position you are applying for).
Address them to:
Address them to:
Head of Human Resources,
UGAFODE Microfinance Limited (MDI),
Silva Arcade, Plot 62 Bombo Road,
P.O. Box 30815, Kampala. Uganda
Deadline: 10th July 2017
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