Job Title: Manager Credit Risk
Organisation: NC Bank
Duty Station: Kampala,
Uganda
Uganda
Reports to: Head of Credit
About NC Bank:
NC Bank Uganda Limited was incorporated in Uganda on 8th August 2011
and approved as a Commercial Bank (Class 1) by Bank of Uganda on 8th February
2012. The Bank is authorized to carry out financial services business as
defined in the FI Act 2004 and Finance and Operating Leases. NIC Bank started
operations on 1st June 2012 and its authorized place of business is plot 4/6
Nakasero Road on Rwenzori Towers. The Bank is a fully owned by NIC Bank Limited
in Kenya.
and approved as a Commercial Bank (Class 1) by Bank of Uganda on 8th February
2012. The Bank is authorized to carry out financial services business as
defined in the FI Act 2004 and Finance and Operating Leases. NIC Bank started
operations on 1st June 2012 and its authorized place of business is plot 4/6
Nakasero Road on Rwenzori Towers. The Bank is a fully owned by NIC Bank Limited
in Kenya.
Job Summary: The Manager
Credit Risk will provide prudent credit risk management and decision making in
the day to day operations of the credit function.
Credit Risk will provide prudent credit risk management and decision making in
the day to day operations of the credit function.
Key Duties and
Responsibilities:
Responsibilities:
- Ensure
credit risk management in the credit processes that maintains the banks’
exposure within set internal parameters - Develop
internal procedures that enhance credit risk at all levels of the credit
approval and monitoring processes. - The
jobholder will also manage the credit risks associated with lending,
transactional banking, trading, and investment activities, with the
primary objective of assessing and managing risk within acceptable
parameters. - Provide
high-quality analyses of credit facilities with appropriate
recommendations to approving committees of the Bank. Present credit
applications to credit committees when required. - Actively
engage in discussions with clients and other stakeholders to facilitate
the credit analysis process and in depth understanding of the
client’s business. - Provide
effective monitoring of the risk grade of credit facilities. Make
recommendations to management and credit committees regarding credit
applications. - Tasked
with identifying high risk credit accounts and undertake the
necessary corrective action. - Significantly
contribute and guide management in the formulation of the bank’s credit
strategy. Make recommendation to management and credit committees
regarding industry trends, their implications and appropriate actions to
take. - Provide
leadership over the credit risk and administration unit ensuring effective
performance management of staff is carried out. Learning and development
and succession planning in regards to the unit are done.
Qualifications, Skills and
Experience:
Experience:
- The
applicant for the NC Bank Manager Credit Risk job placement should preferably hold
a Bachelors Degree in Business related field. - Possession
of an MBA will be an added advantage. - Professional Qualifications in Credit Management.
- At least three to five years of related working experience
in active lending gained in the financial services industry. - Credit
risk awareness:
Ability to conceptualize credit risk inherent in the Bank’s lending
products. - Legislation: Must be familiar with legislation
and statutory requirements relating to credit approval, administration
and monitoring. - Conceptual
and Analytical Skills: Must be able to conceptualize issues and analyze credit
proposals to great detail to understand underlying issues. - Technology
Skills: Computer
literate with proficiency in MS office and graphic applications,
data analysis and presentation. - Financial
Analysis Knowledge:
Ability to comprehend and analyze financial statements in regards to
credit risk. - Knowledge
of Business Environment: Must understand local and global dynamics of the business environments
facing customers, the bank and other stakeholders.
Personal Competences:
- Performance
Oriented - Personal
Ethics - Decisive
and Independent - Interpersonal
Skills - Negotiation
Skills - Communication
Skills - Proactive
Initiator - Attention
to detail. - Human
Resources Management Skills
How to Apply:
All suitably qualified and interested candidates should send their
applications together with fully updated CVs indicating three professional
references, copies of academic transcripts and testimonials via E-mail to:
[email protected]
applications together with fully updated CVs indicating three professional
references, copies of academic transcripts and testimonials via E-mail to:
[email protected]
NB: Only short listed
candidates shall be contacted.
candidates shall be contacted.
Deadline: 12th June 2017
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