Home Loans Manager Job Placement – Stanbic Bank

Job Title:         Home Loans Manager
Organisation: Stanbic Bank
Job ID: 20742
Duty Station: Kampala,
Uganda
About Us:
Stanbic Bank Uganda Limited is a subsidiary of Stanbic Africa Holdings
Limited which is in turn owned by Standard Bank Group Limited (“the Group”),
Africa’s leading banking and financial services group. The Standard Bank Group
is the leading banking group focused on emerging markets. It is the largest
African banking group ranked by assets and earnings. Stanbic Bank Uganda
Limited is the largest bank in Uganda by assets and market capitalization. It
offers a full range of banking services through two business units; Personal
and Business Banking (PBB), and Corporate and Investment Banking (CIB).
Job Summary: The Home Loans
Manager will provide leadership for the Home Loans team, which is responsible
for developing strategies on how to build and grow the best home loan solutions
in the industry while still being profitable and meeting the ROE hurdle rate
budget on a yearly basis.
Key Duties and
Responsibilities:  
  • The jobholder will partner with the
    Segment Heads, Distribution Head, Head Credit, and Operations to derive
    and drive the home loan strategy for Uganda with support from the Head of
    lending PBB (Uganda)
  • Be constantly aware of opportunities for
    new business and to follow up business which might be lost to other bank
    e.g. request for references, request for settlements
  • Formulates, allocates and communicates
    home loan value propositions and strategies to the whole of Personal
    Banking.
  • Set the pricing of home loan products
    using profitability models to optimize profitability of the home loan
    products.
  • The incumbent manages the whole PB home
    loan book to maximize revenues and profitability in line with PBB
    objectives
  • Set the home loan budget for the year
    covering Balance Sheet Growth, NII, NIR, Expenses, CLR.
  • Ensure quality and accuracy of credit
    reports, verifications, pricing and obtain all supporting documents i.e.
    identification documents, license, pay slip and financial statements from
    the customer through the segment relationship managers.
  • Effectively delegates authority and
    responsibility, in line with business objectives, to ensure the
    empowerment, motivation and effectiveness of all direct and indirect
    reports.
Qualifications, Skills and
Experience:
  • The applicant for the Stanbic Bank Home
    Loans Manager job placement should hold a first Degree in business
    administration, economics or marketing from a recognized university
  • Possession of a Master’s Degree or other
    qualifications, certifications or professional memberships is an added
    advantage
  • Advanced Microsoft skills, a qualification
    in new business development and business Intelligence will be an advantage
  • At least seven to ten years with extensive
    knowledge and expertise in sales and service for home loan products within
    the financial services industry.
  • Sound experience and knowledge in Credit
    and Compliance matters. Experience in people management and exposure to
    Strategic Management.
  • In depth knowledge of home loans service
    delivery benchmarks and standards.
  • Broad knowledge and understanding of the
    Code of Banking practise and how it applies to sales and service.
  • Thorough knowledge and understanding of
    the credit processes and lending criteria.
  • Sound knowledge of insurance / assurance
    requirements.
  • Qualifications and experience as
    determined by the “Fit and Proper Requirements” of the Financial Advisory
    and Intermediary Services Act.
How to Apply:
All candidates who wish to join the one of Africa’s biggest Banking
Groups, Standard Bank in the aforementioned capacity are encouraged to Apply
Online by visiting Link below.
Deadline: 31st January,
2017

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