Job Title: Senior Credit Officer
Organisation: Microfinance
Support Centre Limited (MSC)
Support Centre Limited (MSC)
Duty Station: MSC Head Office, Kampala, Uganda
Reports to: Manager Credit
and Operations
and Operations
About MSC:
The Microfinance Support Centre Limited (MSC) is a linchpin of
Government of Uganda
Government of Uganda
(GOU) micro credit programmes under the Rural Financial Services
Strategy. MSC facilitates access to affordable, sustainable and convenient
financial and Business Development services to active and productive Ugandans.
MSC Ltd supports legally established entities engaged in the value chain
namely; production, value addition and marketing enterprises. MSC offers
affordable credit through its network of 13 regional offices spread throughout
the country. It has so far served clients in 110 districts in Uganda. It gives
priority financing to support the agricultural production value chain namely; production,
value addition and marketing. Besides
credit, MSC provides capacity building to its clients including SACCOs,
Cooperative Unions, MFIs and SMEs to enable them manage their organizations
sustainably.
Strategy. MSC facilitates access to affordable, sustainable and convenient
financial and Business Development services to active and productive Ugandans.
MSC Ltd supports legally established entities engaged in the value chain
namely; production, value addition and marketing enterprises. MSC offers
affordable credit through its network of 13 regional offices spread throughout
the country. It has so far served clients in 110 districts in Uganda. It gives
priority financing to support the agricultural production value chain namely; production,
value addition and marketing. Besides
credit, MSC provides capacity building to its clients including SACCOs,
Cooperative Unions, MFIs and SMEs to enable them manage their organizations
sustainably.
Job Summary: The Senior
Credit Officer will assist the Manager Credit & Operations to ensure that
the credit function operates efficiently. The incumbent will support the zones
in ensuring that operations run efficiently.
Credit Officer will assist the Manager Credit & Operations to ensure that
the credit function operates efficiently. The incumbent will support the zones
in ensuring that operations run efficiently.
Key Duties and
Responsibilities:
Responsibilities:
·
Keenly analyse the performance of the loan
portfolio and provide remedial action where necessary
Keenly analyse the performance of the loan
portfolio and provide remedial action where necessary
·
Review institutional appraisal reports for
funding
Review institutional appraisal reports for
funding
·
Work closely with the Zones to ensure that work
plans are implemented
Work closely with the Zones to ensure that work
plans are implemented
·
Gather, analyse , reconcile and report credit
performance information as required to support performance and standards on a
periodic basis
Gather, analyse , reconcile and report credit
performance information as required to support performance and standards on a
periodic basis
·
The incumbent will generate and evaluate client
credit status, credit utilization and credit sales reports
The incumbent will generate and evaluate client
credit status, credit utilization and credit sales reports
·
Regularly check on loan management in the zones
to ensure compliance with the credit terms
Regularly check on loan management in the zones
to ensure compliance with the credit terms
·
Work with the zones to ensure that all data
produced for reporting purposes is validated.
Work with the zones to ensure that all data
produced for reporting purposes is validated.
·
Offer support in predicting and evaluating
credit risk
Offer support in predicting and evaluating
credit risk
Key Result Areas:
·
Monthly Reporting
Monthly Reporting
·
Timely approvals of work plans
Timely approvals of work plans
·
Timely approvals and loan disbursements
Timely approvals and loan disbursements
·
Proper implementation of credit policies &
Guidelines
Proper implementation of credit policies &
Guidelines
Qualifications, Skills and
Experience:
Experience:
·
The ideal candidate for the MSC Senior Credit
Officer career opportunity should hold a bachelor’s degree in
Microfinance, Accounting, Business Administration, Finance, Statistics,
Economics or any other related discipline from a recognized university.
The ideal candidate for the MSC Senior Credit
Officer career opportunity should hold a bachelor’s degree in
Microfinance, Accounting, Business Administration, Finance, Statistics,
Economics or any other related discipline from a recognized university.
·
Possession
of a master’s degree in Business Administration or any other related field is
desirable
Possession
of a master’s degree in Business Administration or any other related field is
desirable
·
A
minimum of six years’ relevant experience in provision of financial services
preferably with a reputable Financial Institution, two (2) of which
should be supervisory level.
A
minimum of six years’ relevant experience in provision of financial services
preferably with a reputable Financial Institution, two (2) of which
should be supervisory level.
·
Previous
experience in credit analysis will be desirable
Previous
experience in credit analysis will be desirable
·
Good computer
skills.
Good computer
skills.
·
Ability
to manage others
Ability
to manage others
·
Ability
to demonstrate excellent interpersonal relationship Skills.
Ability
to demonstrate excellent interpersonal relationship Skills.
·
Ability
to inspire, motivate and influence at all levels of partnerships.
Ability
to inspire, motivate and influence at all levels of partnerships.
·
Ability
to demonstrate assertive behavior, a creative, innovative and self-motivated
person.
Ability
to demonstrate assertive behavior, a creative, innovative and self-motivated
person.
·
Ability
to demonstrate business acumen with the flexibility and creativity to
achieve results, a person of Innovation and flexibility in marketing and PR
Ability
to demonstrate business acumen with the flexibility and creativity to
achieve results, a person of Innovation and flexibility in marketing and PR
·
Ability
to generate new ideas, solutions and develop creative approaches.
Ability
to generate new ideas, solutions and develop creative approaches.
·
Ability
to work cooperatively with others to be part of a team
Ability
to work cooperatively with others to be part of a team
How to Apply:
All suitably qualified and interested candidates should send their
applications with detailed Curriculum Vitae together with copies of certified
academic certificates with at least 3 referees in properly sealed envelopes to
the address given below clearly stating the job title applied for on the top
right corner. All applicants are required to fill a summary form upon
submission of the application, Click Here.
applications with detailed Curriculum Vitae together with copies of certified
academic certificates with at least 3 referees in properly sealed envelopes to
the address given below clearly stating the job title applied for on the top
right corner. All applicants are required to fill a summary form upon
submission of the application, Click Here.
Address to:
The Chief Executive Officer/Executive Director,
The Microfinance Support Centre Limited,
Plot 46, Windsor Crescent- off Acacia Avenue
P.O. Box 33711 KAMPALA
Deadline: 30th November 2016 by
5:00 pm
5:00 pm
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