Building Loans Consultant Career Vacancy – Stanbic Bank

Job Title:         Building Loans Consultant
Organisation: Stanbic Bank
Duty Station: Kampala,
Uganda
Job ID: 18993
About US:
Stanbic Bank Uganda Limited is a subsidiary of Stanbic Africa Holdings
Limited which is in turn owned by Standard Bank Group Limited (“the Group”),
Africa’s leading banking and financial services group. The Standard Bank Group
is the leading banking group focused on emerging markets. It is the largest
African banking group ranked by assets and earnings. Stanbic Bank Uganda
Limited is the largest bank in Uganda by assets and market capitalization. It
offers a full range of banking services through two business units; Personal
and Business Banking (PBB), and Corporate and Investment Banking (CIB).
Job Summary: The Building
Loans Consultant will assist the Home loans manager to ensure that Building
Loan applications are accurately and promptly processed for lending decisions
to meet required service level agreements and turnaround times on all
applications submitted
Key Duties and
Responsibilities: 
  • The Building Loans Consultant will
    constantly aware of opportunities for new business and to follow up
    business which might be lost to other bank e.g. request for references,
    request for settlements
  • The jobholder will also analyse and
    interpret financial statements
  • Go to physical locations and evaluate
    Residential properties, building loans, smallholdings and sectional titles
    in terms of the set out requirements.
  • Routinely inspect building Loans to ensure
    that construction work is acceptable and in full compliance with the
    Bank’s minimum specifications
  • Keenly review and prepare building cost
    estimate from plans.
  • Ensure that valuations are completed
    within the laid down turn-around times at all times
  • Advanced product knowledge among the sales
    staff and the general network through training and product awareness.
  • In charge of the preparation of
    applications for credit and general assessment
  • Obtain all supporting documents i.e.
    identification documents, license, pay slip and financial statements from
    the customer.
  • Provide the personal banking team with
    deal execution schedules and manage the drawdown processes.
  • Retention and management of existing loan
    book with intentional cross-sell activities on top ups
  • Continually keep abreast of competitor and
    other changes within the banking environment
  • Inspect building plans and check for
    conformity to Government & legal requirements.
  • Review and check Building quotes &
    specifications for conformity to building standards and  requirements
  • Calculate the retention amounts to be held
    on all building loans
  • Keep abreast of new building techniques
    and report to management if required.
  • Ensure to maintain professional
    relationships between Valuer’s and the various professional teams
    (Architects, Quantity Surveyor’s, Engineer’s, Developers and Builders)
  • Develop and follow a structured a customer
    calling programme.
  • Conduct interviews with customers applying
    for building loans.
  • Attend to customer enquiries relative to
    building loans
  • Build relationships with construction
    consultants to optimise sales opportunities as well as customers.
  • Send periodic customer information
    alignment to ensure data integrity
  • Branch product training sessions and
    material.
  • Ensure no complaints and queries through
    diligent and accurate work and if complaints are received, deal with such
    complaints immediately and courteously.
  • Meet set daily, weekly and monthly
    productivity targets for assessments.
  • Maintain good relations/ networks with
    internal and external stakeholders, incl. credit and field agents.
  • Offer support, testing and change
    management for any new system or system upgrade
  • Management of account setup for the whole
    building loan portfolio on a quarterly basis.
  • Implementation of new policies through
    constant engagement with all key stakeholders
  • In charge of communication through
    awareness trainings of all changes in product policies to the network and
    public
  • Ensure quality and accuracy of reports,
    verifications, pricing and impact down the line
  • Ensure that building loans are adequately
    controlled; that care is taken when authorizing progress payments to
    ensure that sufficient funds are retained to complete the work should the
    contractor default.
  • Keep technical skills current and stay
    abreast of any changes to legislation relevant to Home Owners.
  • Control and manage risk, by minimizing
    compliance and risk errors respectively.
  • Ensure compliance to Valuer’s policy is
    adhered at all times.
  • The Building Loans Consultant will partner
    with Compliance to ensure that all assessor activities are compliant with
    regulatory frameworks.
Qualifications, Skills and
Experience:
  • The ideal candidate for the Stanbic Bank
    Building Loans Consultant career placement should hold a Bachelor’s degree
    in Quantity Surveying, Building Economics or building related field from a
    recognized university.
  • Proven ability to stay attuned to the
    needs of the market and developments in the finance sector. Able to
    translate market knowledge into product innovations and new designs that
    are responsive to the needs of clients
  • Broad knowledge and understanding of the
    Home loans product
  • Demonstrated ability to implement
    operational techniques and activities that are used to fulfil requirements
    for quality including; improvement, control, management or assurance of
    quality
  • The ability to analyse customer needs by
    engaging with them, analysing their business objectives and their
    financial position
  • Broad knowledge and understanding of the
    risks and processes associated with lending using fixed assets as security
    for long term loans
How to Apply:
All candidates who wish to join the one of Africa’s biggest Banking
Groups, Standard Bank in the aforementioned capacity are encouraged to Apply
Online by visiting Link below.
Deadline: 21st
September 2016

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