The Ugandan Jobline

• The Building Loans Consultant will
  constantly aware of opportunities for new business and to follow up
  business which might be lost to other bank e.g. request for references,
  request for settlements
• The jobholder will also analyse and
  interpret financial statements
• Go to physical locations and evaluate
  Residential properties, building loans, smallholdings and sectional titles
  in terms of the set out requirements.
• Routinely inspect building Loans to ensure
  that construction work is acceptable and in full compliance with the
  Bank’s minimum specifications
• Keenly review and prepare building cost
  estimate from plans.
• Ensure that valuations are completed
  within the laid down turn-around times at all times
• Advanced product knowledge among the sales
  staff and the general network through training and product awareness.
• In charge of the preparation of
  applications for credit and general assessment
• Obtain all supporting documents i.e.
  identification documents, license, pay slip and financial statements from
  the customer.
• Provide the personal banking team with
  deal execution schedules and manage the drawdown processes.
• Retention and management of existing loan
  book with intentional cross-sell activities on top ups
• Continually keep abreast of competitor and
  other changes within the banking environment
• Inspect building plans and check for
  conformity to Government & legal requirements.
• Review and check Building quotes &
  specifications for conformity to building standards and  requirements
• Calculate the retention amounts to be held
  on all building loans
• Keep abreast of new building techniques
  and report to management if required.
• Ensure to maintain professional
  relationships between Valuer’s and the various professional teams
  (Architects, Quantity Surveyor’s, Engineer’s, Developers and Builders)
• Develop and follow a structured a customer
  calling programme.
• Conduct interviews with customers applying
  for building loans.
• Attend to customer enquiries relative to
  building loans
• Build relationships with construction
  consultants to optimise sales opportunities as well as customers.
• Send periodic customer information
  alignment to ensure data integrity
• Branch product training sessions and
  material.
• Ensure no complaints and queries through
  diligent and accurate work and if complaints are received, deal with such
  complaints immediately and courteously.
• Meet set daily, weekly and monthly
  productivity targets for assessments.
• Maintain good relations/ networks with
  internal and external stakeholders, incl. credit and field agents.
• Offer support, testing and change
  management for any new system or system upgrade
• Management of account setup for the whole
  building loan portfolio on a quarterly basis.
• Implementation of new policies through
  constant engagement with all key stakeholders
• In charge of communication through
  awareness trainings of all changes in product policies to the network and
  public
• Ensure quality and accuracy of reports,
  verifications, pricing and impact down the line
• Ensure that building loans are adequately
  controlled; that care is taken when authorizing progress payments to
  ensure that sufficient funds are retained to complete the work should the
  contractor default.
• Keep technical skills current and stay
  abreast of any changes to legislation relevant to Home Owners.
• Control and manage risk, by minimizing
  compliance and risk errors respectively.
• Ensure compliance to Valuer’s policy is
  adhered at all times.
• The Building Loans Consultant will partner
  with Compliance to ensure that all assessor activities are compliant with
  regulatory frameworks.

• The ideal candidate for the Stanbic Bank
  Building Loans Consultant career placement should hold a Bachelor’s degree
  in Quantity Surveying, Building Economics or building related field from a
  recognized university.
• Proven ability to stay attuned to the
  needs of the market and developments in the finance sector. Able to
  translate market knowledge into product innovations and new designs that
  are responsive to the needs of clients
• Broad knowledge and understanding of the
  Home loans product
• Demonstrated ability to implement
  operational techniques and activities that are used to fulfil requirements
  for quality including; improvement, control, management or assurance of
  quality
• The ability to analyse customer needs by
  engaging with them, analysing their business objectives and their
  financial position
• Broad knowledge and understanding of the
  risks and processes associated with lending using fixed assets as security
  for long term loans

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