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Several Credit Officer Jobs – Habitat for Humanity International (HFHI)
Job Title: Credit Officer (Several Jobs)
Organisation: Habitat for Humanity International (HFHI)
Duty Station: Kampala, Uganda
Reports to: Branch Supervisor
About HFHI:
Habitat
for Humanity International is a non-profit, ecumenical Christian housing
ministry. The purpose and goal of Habitat for Humanity International is to
eliminate poverty housing and homelessness from the world, and to make decent
shelter a matter of conscience and action. Habitat invites people of all
backgrounds, races and religions to build houses in partnership with families
in need. Habitat for Humanity has an Administrative Headquarters based in
Atlanta, an Operational Headquarters based in Americus, Georgia, and Area
Office bases of operations in Manilla, Philippines for our Asia and Pacific
work, San Jose, Costa Rica for our Latin American and Caribbean work and
Bratislava, Slovakia for our Europe, the Middle East and Africa work.
for Humanity International is a non-profit, ecumenical Christian housing
ministry. The purpose and goal of Habitat for Humanity International is to
eliminate poverty housing and homelessness from the world, and to make decent
shelter a matter of conscience and action. Habitat invites people of all
backgrounds, races and religions to build houses in partnership with families
in need. Habitat for Humanity has an Administrative Headquarters based in
Atlanta, an Operational Headquarters based in Americus, Georgia, and Area
Office bases of operations in Manilla, Philippines for our Asia and Pacific
work, San Jose, Costa Rica for our Latin American and Caribbean work and
Bratislava, Slovakia for our Europe, the Middle East and Africa work.
Job Summary: The Credit Officer will be tasked with guiding,
coordinating and carrying out credit and related activities in the branch.
coordinating and carrying out credit and related activities in the branch.
Key Duties and Responsibilities:
- In charge of arranging and organizing
awareness seminars on services and products offered by Habitat for
Humanity Uganda. - Carrying out training programmes using
prescribed modules of interest to the clients. - Assisting credit applicants or borrowers
during the application process. - Working closely with local leaders in the
respective localities with a view to identify, assess, appraise and
approve loan applicants. - Assessing the creditworthiness of potential
borrowers and advising management accordingly. - Participate in the credit committee meetings
at the branch. - Follow-up loan applications referred to the
National Office for Approval. - Timely disbursement of credit facilities.
- Supervise loan beneficiary projects during
the loan term to ensure proper use. - Ensuring timely recovery of loan installments
and interest thereof from borrowers. - Supporting the Branch Supervisor in
determining bad debts, if any, and the compilation of returns thereof to
the National Office. - Ensuring proper handling of organizational
assets (Funds, Computers, Motor-cycles, and Cameras, etc) attached to the
branch to facilitate credit operations. - Ensure proper record keeping and safety of
client documentation by maintaining an adequate filing system. - Performing any other duties assigned to
him/her by the Branch Supervisor
Key Result Areas:
- Maintaining an average loan portfolio of not
less than 250 active clients. - Maintain a repayment rate of not less than
95%. - Maintain at a Portfolio at Risk (PAR) greater
than 30 days past due of not more than 5%. - Maintain a Loan Use Verification rate of at
least not less than 95% per Quarter. - Supervise and conduct training sessions for
Potential and Active clients: Sensitization Meetings and Financial
literacy trainings. - Maintain a Quarterly Portfolio Growth (in
terms of clients) of not less than 5%. - Maintain an average outstanding loan
portfolio of at least not less than UGX.250 Million. - Disburse loans and monitor their performance.
Qualifications, Skills and Experience:
- The applicants should hold a Bachelor’s Degree
in the disciplines of economics, microfinance, business administration, or
banking and finance. - Specialized knowledge of and experience with
microfinance delivery methodologies. - At least three years’ experience for a
non-governmental organization or a reputable Microfinance Institution
preferred. - Prior experience in some aspect of project
cycle management. - Excellent verbal and written communication
skills. - Experience with monitoring and evaluation
tools and systems. - Excellent Computer skills in Microsoft word,
excel and point power - Ability to work effectively independently or
in a team environment. - Excellent analytical and problem solving
skills; - Excellent inter-personal skills;
demonstrating diplomacy and tact. - High level of integrity combined with ability
to make bold and timely decisions - Highly pro-active and self-disciplined.
- Willingness to travel extensively
- Knowledge of the local languages.
- Ability to ride a motor cycle
- Willing to uphold Christian Principles at
HFHU
How to Apply:
All
suitably qualified and interested candidates should apply by sending a cover
letter, a detailed CV and copies of relevant academic credentials via email addressed
to: The Human Resource Department.
suitably qualified and interested candidates should apply by sending a cover
letter, a detailed CV and copies of relevant academic credentials via email addressed
to: The Human Resource Department.
Email to: noffice@hfhuganda.org
NB: Only short-listed candidates will be contacted.
Deadline: 27th June, 2016
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more of the latest jobs, please visit https://www.theugandanjobline.com
or find us on our facebook page https://www.facebook.com/UgandanJobline