Job Title: Finance Associate Organisation: International Development Law Organization (IDLO)…
Credit Manager –Small and Medium Sized Enterprises (SME) Job Placement – Finance Trust Bank (FTB)
Organization: Finance Trust Bank (FTB)
Duty Station: Kampala,
Uganda
Uganda
Reports to: Head of Credit
About US:
Finance
Trust Bank is licensed as a Tier 1 Commercial Bank after taking over the
financial services business of Uganda Finance Trust Limited (MDI). Finance
Trust Bank is a fully-fledged commercial bank serving a clientele of over
350,000 depositors and over 28,000’ borrowers, through a network of 36 branches
countrywide. The bank offers a variety of Products and services including;
Savings, Current accounts, Loans, Money transfer services and Bills payments to
its target market which comprises of micro, small and medium entrepreneurs,
salary earners and youth.
Trust Bank is licensed as a Tier 1 Commercial Bank after taking over the
financial services business of Uganda Finance Trust Limited (MDI). Finance
Trust Bank is a fully-fledged commercial bank serving a clientele of over
350,000 depositors and over 28,000’ borrowers, through a network of 36 branches
countrywide. The bank offers a variety of Products and services including;
Savings, Current accounts, Loans, Money transfer services and Bills payments to
its target market which comprises of micro, small and medium entrepreneurs,
salary earners and youth.
Job Summary: The Credit Manager will steer the growth of the Small and Medium
Enterprises (SME) business in FTB and ensure the achievement of set targets for
assets and liabilities growth, and a high quality loan portfolio.
Enterprises (SME) business in FTB and ensure the achievement of set targets for
assets and liabilities growth, and a high quality loan portfolio.
Key Duties and Responsibilities:
- Grow the SME business in the Bank in line
with the set targets. - Ensure a good quality SME credit portfolio.
- Train, coach, support and monitor the
productivity of the line staff and ensure that set productivity targets
for staff are achieved. - The incumbent will ensure compliance to
credit covenants by SME borrowers. - Ensure adherence to the credit underwriting
policies and guidelines in the portfolio by all approval levels. I.e.
credit applications are properly reviewed, written, structured and
approved in line with applicable product terms and documentation requirements.
- Ensure adherence to the set Turn Around Time
(TAT) for SME credit applications, i.e. offer letters, legal
documentation, etc. are implemented
within the set timelines. - Ensure the delivery of high quality customer
service by the line staff, both in the department and branches, in line
with the Bank values of integrity, friendliness, responsiveness and
equity.
Qualifications, Skills and Experience:
- The ideal candidate for the Finance Trust
Bank Credit Manager –Small and Medium sized enterprises (SME) job opportunity
should hold a University degree in a business related field such as
Business Administration, Commerce, Accounting, Finance, or Economics. - Additional qualifications in any of the above
fields or a professional qualification such as ACCA is a strong added
advantage. - A minimum of three (3) years working
experience as a Regional based Manager in a busy financial institution. OR
Possession of three (3) years
working experience as a Branch Manager, managing a portfolio of SME customers of not less than UGX 5
billion, comprising of both liabilities, assets and off balance business. - Previous experience in Relationship
management of an SME portfolio is a requirement. - Good Financial and Cash flow analysis skills
is a requirement. - Proven sales and marketing skills.
- Good supervisory skills and leadership
abilities. - Good customer care and interpersonal skills.
- Proven ability to work well under pressure
and with minimal supervision. - High level of personal integrity.
- Must be team work oriented.
- Demonstrated ability to guide and train
others. - Excellent written and presentation skills.
- Self-drive and ability to meet deadlines
How to Apply:
All
qualified candidates should submit their applications which should include;
photocopies of academic testimonials, a CV with at least three reference
contacts, including the most recent employer, and telephone number to; Head,
Human Resource, Finance Trust Bank, Plot 115 & 121, Katwe, P. O. Box 6972,
Kampala, Uganda.
qualified candidates should submit their applications which should include;
photocopies of academic testimonials, a CV with at least three reference
contacts, including the most recent employer, and telephone number to; Head,
Human Resource, Finance Trust Bank, Plot 115 & 121, Katwe, P. O. Box 6972,
Kampala, Uganda.
Deadline: 8th June, 2016
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or find us on our facebook page https://www.facebook.com/UgandanJobline