Manager, Credit Bureau Job Placement – DFCU Bank

Job Title:      Manager, Credit Bureau
Organisation: DFCU Bank
Duty Station: Kampala, Uganda
Reports to: Head of Credit
About US:
DFCU
bank is a fast growing commercial bank offering a variety of innovative
products and services. DFCU Limited was started by the Commonwealth Development
Corporation (CDC) of the United Kingdom and the Government of Uganda through
the Uganda Development Corporation (UDC) under the name of Development Finance
Company of Uganda Limited. Later restructuring brought in DEG (of Germany) and
International Finance Corporation (IFC) as equal partners with CDC and UDC,
each having a 25% stake in the company. Its objective was to support long-term
development projects whose financing needs and risk did not appeal to the then
existing financial commercial lending institutions.
Job Summary: The Manager, Credit Bureau will primarily be responsible
for monitoring and reporting of all aspects related to the quality of the total
credit portfolio involving drawing conclusions based on trends, making
recommendations and initiating improvements in credit processes, policies, modelling,
collateral management, valuation, CRB administration and data overtime.
Key Duties and Responsibilities: 
  • Adequate and timely monitoring of the quality
    of credit portfolios. Deliver frequent reports highlighting the trends and
    underlying root causes of the risk shown in credit portfolios. Minimize
    PAR and NPA %.
  • The jobholder will adequately calculate and
    report provisioning on a monthly to Finance Department.
  • Ensure adequate and timely update of Credit
    Policies based on both external and internal requirements. Ensure review
    of credit framework and approval via appropriate committees.
  • In charge of reviewing, updating and
    maintaining Credit Policies and Procedures.
  • Keenly monitor CRB registration,
    administration, reporting and enhancement of use of CRB data over time. No
    missing reports.
  • Regularly review existing and initiate new
    credit models (for Development & Institutional Banking, Consumer
    Banking and Agribusiness) capturing, scoring data and reporting, according
    to policies and procedures. Ensure adequate data capturing for back
    testing and validating models on a regular basis. Improve the use and
    accessibility of individual credit scoring. Monthly reporting in Credit
    Policy Committee.
  • Improve the reliability and accuracy of
    collateral related data. Both by Internal Valuations for the high risk
    facilities as well as by capturing and maintaining collateral related
    data.
  • In charge of the utilization and functional
    friendliness of loan originating processes and system.
  • Responsible for the improvement projects like
    insurance, ESG, etc. delivered in time and within budget.
Qualifications, Skills and Experience: 
  • The applicant should at least have a minimum
    of three years’ management experience in the area of Credit Portfolio
    Management.
  • Significant experience in credit portfolio
    management. Knowledge about credit modelling.
  • Strong leadership style and excellent
    managerial, interpersonal and organizational skills.
  • Excellent problem solving, decision making
    skills and results oriented.
  • Excellent analytical skills, experienced in
    monitoring and reporting (Advanced excel skills, preferably with working
    knowledge of Power-Pivot, Power-BI and SQL).
  • Excellent communication skills, written and
    verbal skills.
  • In-depth knowledge of all bank products
    including leasing, trade finance, term finance.
  • Regulatory compliance – Credit Policy, IFRS,
    FIA, CRB, AML and KYC.
  • Demonstrated ability to motivate and train
    staff, including organizing, prioritizing and scheduling work assignments.
How to Apply:
All
candidates who so wish to join the banking sector in the aforementioned
capacity are encouraged to send their applications with detailed CVs including
present position and copies of relevant professional/academic certificates to:
Vacanciesbank@dfcugroup.com
Deadline: 18th April 2016
NB: Therefore, if you do not hear from us by 2nd
May 2016, consider your application unsuccessful.

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