Job Title: Intern Marketing Executive (No Experience Jobs) Organisation: Great…
Several Agricultural Loans Officer Job Vacancies – DFCU Bank
Organisation: DFCU Bank
Duty Station: Mukono, Masaka, Kitgum, and Mbale, Uganda
Reports to: Branch Manager
About US:
DFCU
bank is a fast growing commercial bank offering a variety of innovative
products and services. DFCU Limited was started by the Commonwealth Development
Corporation (CDC) of the United Kingdom and the Government of Uganda through
the Uganda Development Corporation (UDC) under the name of Development Finance
Company of Uganda Limited. Later restructuring brought in DEG (of Germany) and
International Finance Corporation (IFC) as equal partners with CDC and UDC,
each having a 25% stake in the company. Its objective was to support long-term
development projects whose financing needs and risk did not appeal to the then
existing financial commercial lending institutions.
bank is a fast growing commercial bank offering a variety of innovative
products and services. DFCU Limited was started by the Commonwealth Development
Corporation (CDC) of the United Kingdom and the Government of Uganda through
the Uganda Development Corporation (UDC) under the name of Development Finance
Company of Uganda Limited. Later restructuring brought in DEG (of Germany) and
International Finance Corporation (IFC) as equal partners with CDC and UDC,
each having a 25% stake in the company. Its objective was to support long-term
development projects whose financing needs and risk did not appeal to the then
existing financial commercial lending institutions.
Job Summary: The Agricultural Loans Officer will be required to
grow the Agri-customer base by recruiting and maintaining a quality portfolio
through the promotion of the bank’s savings and lending products in strict
compliance with laid down risk management controls and credit procedures.
grow the Agri-customer base by recruiting and maintaining a quality portfolio
through the promotion of the bank’s savings and lending products in strict
compliance with laid down risk management controls and credit procedures.
Key Duties and Responsibilities:
- Recruit new Agric customers active in
processing, production and/or trade such as (farmers, farmer
groups/associations/cooperatives, traders, processors) - Sensitise farmers to organize themselves in
legally registered groups and stimulate savings. - Initiate credit applications for new and
existing agri business customers by completing the documentation with
customers, completing the required financial analysis and submitting
applications to credit for approval. - Actively monitor the agro business portfolio
and identify early warning signals. - Increase agro business penetration for the
customers under management by reviewing their portfolio to determine
potential cross sells and proactively recommend new products to customers. - Identify Agro business clients’ needs and
offer solutions. - Follow up on all approved agro business loans
and ensure that customer information is correctly captured in the system
i.e. standing orders, interest rates, repayment schedules, limits, review
and expiry dates. - Regularly monitor the Agro-business portfolio
performance and ensure that PAR and NPA is kept within the acceptable
limits to avoid losses. - Identify opportunities for cross-selling and
migration opportunities and sell products and services reactively in order
to grow the Agro business portfolio. - Ensure that all documentation and
transactions are in line with local and regulatory anti-money laundering
and KYC requirements.
Qualifications, Skills and Experience:
- The ideal candidates for the DFCU Agricultural
Loans Officer vacancies should hold Bachelor’s degrees in Agricultural
Economics or Agribusiness with a minimum of six to twelve months’ working
experience in a financial institution - Good financial analysis and credit assessment
skills are desirable - High level of speed and accuracy in order to
exceed customer expectations - Excellent sales/networking and relationship
management skills - Excellent communication and presentation
skills - Broad knowledge and understanding of credit
principles and guidelines - Excellent analytical skills
- Demonstrated awareness of the agriculture
sector with regards to factors like farm management, government policies
and projects, trends in the market etc. - Good understanding of the seasonal trends or
cycles and their overall effect on various crops - Excellent negotiation and interpersonal
skills (team player, good communication and time management skills) - Computer literacy i.e. working knowledge of
Microsoft Office software (e.g. Excel, Word) - Demonstrated ability to ride a motor vehicle
to visit clients in remote areas
How to Apply:
All
candidates who so wish to join the banking sector in the aforementioned
capacity are encouraged to send their applications with detailed CVs including
present position and copies of relevant professional/academic certificates to:
Vacanciesbank@dfcugroup.com
candidates who so wish to join the banking sector in the aforementioned
capacity are encouraged to send their applications with detailed CVs including
present position and copies of relevant professional/academic certificates to:
Vacanciesbank@dfcugroup.com
Deadline: Wednesday, 3rd February 2016
NB: Therefore, if you do not hear from us by 17th
February 2016, consider your application unsuccessful
February 2016, consider your application unsuccessful
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or find us on our Facebook page https://www.facebook.com/UgandanJobline