Job Title: Senior Manager Home Loans
Organization: Housing
Finance Bank
Finance Bank
Duty Station: Kampala, Uganda
Reports to: Head Mortgage
and Development Finance
and Development Finance
About US:
Housing Finance
Bank was incorporated as a private company under the Companies Act in December
1967, the Bank has become a household name and has grown in leaps and bounds
with a good track record among the pioneers of a mortgage lending. National
Housing & Construction Corporation, a parastatal involved in real estate
business has 5% shareholding and National Social Security Fund (NSSF) holds 50%
and the Government of Uganda holds 45%. Today, the bank looks back with pride
on the business accomplished in the mortgage lending business. Through innovation
and placing emphasis on Honesty, Integrity, Efficiency and Customer care,
Housing Finance Bank is the leader in the mortgage, holding a 90% market share.
Bank was incorporated as a private company under the Companies Act in December
1967, the Bank has become a household name and has grown in leaps and bounds
with a good track record among the pioneers of a mortgage lending. National
Housing & Construction Corporation, a parastatal involved in real estate
business has 5% shareholding and National Social Security Fund (NSSF) holds 50%
and the Government of Uganda holds 45%. Today, the bank looks back with pride
on the business accomplished in the mortgage lending business. Through innovation
and placing emphasis on Honesty, Integrity, Efficiency and Customer care,
Housing Finance Bank is the leader in the mortgage, holding a 90% market share.
Job Summary: The Senior
Manager Home Loans will develop Home loan growth strategies and monitor the
implementation of the delivery of targets in line with the Bank’s credit
policies, overall growth strategies and regulatory frameworks.
Manager Home Loans will develop Home loan growth strategies and monitor the
implementation of the delivery of targets in line with the Bank’s credit
policies, overall growth strategies and regulatory frameworks.
Key Duties and Responsibilities:
·
The incumbent will also grow Home loans through
monitoring delivery of targets in line with the lending policies, Credit
optimisation procedure manuals and overall bank strategy
The incumbent will also grow Home loans through
monitoring delivery of targets in line with the lending policies, Credit
optimisation procedure manuals and overall bank strategy
·
Monitor portfolio quality to minimise movement to
NPA in line with credit policies and the regulatory framework and standards
Monitor portfolio quality to minimise movement to
NPA in line with credit policies and the regulatory framework and standards
·
Closely monitor home Loan compliance in line with
bank lending standards and procedures
Closely monitor home Loan compliance in line with
bank lending standards and procedures
·
Manage the performance of staff under direct
supervision (Relationship managers and sales officers) in accordance with the
Performance Management guidelines.
Manage the performance of staff under direct
supervision (Relationship managers and sales officers) in accordance with the
Performance Management guidelines.
·
Build and strengthen strategic partnerships with customers,
other stakeholders in the real estate industry and related professional bodies
Build and strengthen strategic partnerships with customers,
other stakeholders in the real estate industry and related professional bodies
·
Actively engage and support Branches in loan
origination and growth of mortgage business
Actively engage and support Branches in loan
origination and growth of mortgage business
·
Develop and maintain productive client, staff and
management relationships through individual contacts and group meetings
Develop and maintain productive client, staff and
management relationships through individual contacts and group meetings
·
In charge of evaluating borrowing proposals and
further disbursement requests, negotiating terms with customers and, where
appropriate, recommending approval and further drawdowns respectively
In charge of evaluating borrowing proposals and
further disbursement requests, negotiating terms with customers and, where
appropriate, recommending approval and further drawdowns respectively
·
Prepare and send reports on home loans growth and
portfolio quality as and when required
Prepare and send reports on home loans growth and
portfolio quality as and when required
Qualifications, Skills and
Experience:
Experience:
·
The applicant should preferably hold an Honours
degree in business or related field from a recognized University.
The applicant should preferably hold an Honours
degree in business or related field from a recognized University.
·
Possession of a Post-graduate qualifications /
Professional Course in relevant discipline would be an added advantage.
Possession of a Post-graduate qualifications /
Professional Course in relevant discipline would be an added advantage.
·
At least seven years’ experience in banking,
preferably progressive experience in credit
At least seven years’ experience in banking,
preferably progressive experience in credit
·
Broad knowledge and understanding of Laws and
regulations relating to lending in Financial Institutions.
Broad knowledge and understanding of Laws and
regulations relating to lending in Financial Institutions.
·
Computer literacy skills
Computer literacy skills
·
Credit analytical skills
Credit analytical skills
·
Good marketing and sales skills
Good marketing and sales skills
·
Good relationship management skills
Good relationship management skills
How to Apply:
All candidates
who wish to join the Banking sector are invited to send their applications
including an updated CV, certified copies of all academic transcripts,
certificates and testimonials, daytime telephone contact, and email address of
both applicant, and three competent referees addressed to:
who wish to join the Banking sector are invited to send their applications
including an updated CV, certified copies of all academic transcripts,
certificates and testimonials, daytime telephone contact, and email address of
both applicant, and three competent referees addressed to:
Head Human
Resources, Housing Finance Bank, Plot 4 Wampewo Avenue; P. O. Box 1539,
Kampala. Uganda.
Resources, Housing Finance Bank, Plot 4 Wampewo Avenue; P. O. Box 1539,
Kampala. Uganda.
E-mail to:
[email protected]
[email protected]
NB: Only successful candidates will be contacted. All
applicants who will not have heard from us within two weeks of closing date
should consider their application unsuccessful.
applicants who will not have heard from us within two weeks of closing date
should consider their application unsuccessful.
Deadline: Friday, 27th
November 2015
November 2015
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