Job
Title: Manager Secured Lending
Title: Manager Secured Lending
Organisation: Stanbic Bank
Job
ID: 12482
Duty Station: Kampala, Uganda
ID: 12482
Duty Station: Kampala, Uganda
About
Stanbic:
Stanbic:
Stanbic Bank Uganda Limited is a
subsidiary of Stanbic Africa Holdings Limited which is in turn owned by
Standard Bank Group Limited (“the Group”), Africa’s leading banking and
financial services group. The Standard Bank Group is the leading banking group
focused on emerging markets. It is the largest African banking group ranked by
assets and earnings. Stanbic Bank Uganda Limited is the largest bank in Uganda
by assets and market capitalization. It offers a full range of banking services
through two business units; Personal and Business Banking (PBB), and Corporate
and Investment Banking (CIB).
subsidiary of Stanbic Africa Holdings Limited which is in turn owned by
Standard Bank Group Limited (“the Group”), Africa’s leading banking and
financial services group. The Standard Bank Group is the leading banking group
focused on emerging markets. It is the largest African banking group ranked by
assets and earnings. Stanbic Bank Uganda Limited is the largest bank in Uganda
by assets and market capitalization. It offers a full range of banking services
through two business units; Personal and Business Banking (PBB), and Corporate
and Investment Banking (CIB).
Job Summary: The Manager
Secured Lending will support Stanbic Bank through strategic planning of secured
lending product design, product management and product performance of Personal
Asset Products.
Secured Lending will support Stanbic Bank through strategic planning of secured
lending product design, product management and product performance of Personal
Asset Products.
Key Duties and Responsibilities:
·
Responsible for business growth and sustainability
Responsible for business growth and sustainability
·
In charge of product performance and profitability
(financial performance)
In charge of product performance and profitability
(financial performance)
·
Product target setting (budgeting)
Product target setting (budgeting)
·
The incumbent will be tasked with product alignment
with customer value propositions and the business operating model
The incumbent will be tasked with product alignment
with customer value propositions and the business operating model
·
Responsible for the development and implementation
of lending product strategies
Responsible for the development and implementation
of lending product strategies
·
Conceptualisation and implementation of new
products/services
Conceptualisation and implementation of new
products/services
·
Identification of new business, revenue and cost
reduction opportunities
Identification of new business, revenue and cost
reduction opportunities
·
The incumbent will ensure effective product interest
rate management and product pricing
The incumbent will ensure effective product interest
rate management and product pricing
·
Product process enhancements/re-engineering
Product process enhancements/re-engineering
·
Tasked with developing of product sales / service
tools
Tasked with developing of product sales / service
tools
·
Render product support to the Bank’s network
Render product support to the Bank’s network
·
Manage customer and branch query resolution
Manage customer and branch query resolution
·
Conceptualisation and drive of business campaigns
Conceptualisation and drive of business campaigns
·
General product management
General product management
·
Delivery of key projects
Delivery of key projects
·
Set and manage lending portfolios within agreed risk appetite parameters
Set and manage lending portfolios within agreed risk appetite parameters
·
Regularly review and set product parameters and credit
policy to align with business plan/objectives
Regularly review and set product parameters and credit
policy to align with business plan/objectives
·
Understanding of the credit quality of lending
portfolios
Understanding of the credit quality of lending
portfolios
·
In charge of monitoring, understanding and reacting
to business/competitive environment
In charge of monitoring, understanding and reacting
to business/competitive environment
·
Provision of appropriate management information
Provision of appropriate management information
Qualifications, Skills and Experience:
·
The applicant should preferably hold an appropriate
business related degree
The applicant should preferably hold an appropriate
business related degree
·
Past experience in product management
Past experience in product management
·
Previous exposure and experience in the development
of strategic and tactical product and business plans
Previous exposure and experience in the development
of strategic and tactical product and business plans
·
Prior experience in product design and development
Prior experience in product design and development
·
Past experience in understanding customer behaviour
Past experience in understanding customer behaviour
·
Previous experience in interest rate management
Previous experience in interest rate management
·
Sound knowledge and understanding of business
principles, macroeconomics, financial services and money markets.
Sound knowledge and understanding of business
principles, macroeconomics, financial services and money markets.
·
Detailed understanding of product management
principles, including financials, pricing, marketing and sales.
Detailed understanding of product management
principles, including financials, pricing, marketing and sales.
·
Business acumen to understand and drive impact of
actions on product economics
Business acumen to understand and drive impact of
actions on product economics
·
Excellent analytical skills
Excellent analytical skills
·
Keen attention to detail
Keen attention to detail
How
to Apply:
to Apply:
All candidates who wish to join the one
of Africa’s biggest Banking Groups, Standard Bank in the aforementioned
capacity are encouraged to Apply Online by visiting Link below.
of Africa’s biggest Banking Groups, Standard Bank in the aforementioned
capacity are encouraged to Apply Online by visiting Link below.
Deadline:
7th September, 2015
7th September, 2015
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