General Manager – Credit & Control – Bank of Africa – Uganda Ltd (BOA)




Organisation: Bank of Africa – Uganda Ltd (BOA)
Duty Station: Kampala, Uganda
Reports to: Executive Director
About BOA:
Bank Of Africa – Uganda Ltd. is part of
GROUPE BANK OF AFRICA (BOA) comprising 16 Commercial Banks, 3 Leasing
Companies, 2 Investment Companies, a Stock Brokerage Company, an Asset
Management Company and a Mortgage Bank. It spans 15 African countries and
France, employing over 5,000 people. BOA believes in Transparency, Expertise,
Proximity and Responsibility.
Job Summary: The General Manager – Credit &
Control will offer strategic direction and over sight of the functions of
Credit Analysis, Credit Monitoring and Control, Special Assets and Legal, so as
to coherently manage credit risk and protect shareholder value, while
supporting sustainable credit business growth that builds customer value and
supports the overall aims of the Bank.
Key Duties and Responsibilities: 
·        
Provide
strategic leadership for all credit processes of the Bank and guide all related
activities to build and protect a quality and profitable loan portfolio that
supports the Bank’s growth strategies, within sustainable risk parameters;
·        
Work
closely with all relevant stakeholders, design the credit risk management
framework for the Bank to guide all its pre-and-post disbursement processes and
decisions, and supervise its implementation to ensure that the risks associated
with the Bank’s credit activities, are effectively managed and mitigated;
·        
Manage
the evolution of the Bank’s credit policies, processes and procedures, and
champion their consistent application in all matters of credit business. This
includes integrating the Environmental and Social Risk management agenda of the
bank with all credit practices, and ensuring compliance with all relevant laws
and regulations that relate to the Bank’s credit business;
·        
Actively
collaborate with all relevant stakeholders in business and operations to
consistently deliver on all service level standards to attain business
efficiency, so as to create customer value, and enhance competitive advantage
and business value for the Bank;
·        
Significantly
contribute to the Assets and Liabilities Management Committee of the Bank in
managing the Bank’s balance sheet, and support in analyzing micro and
macro-economic parameters, and help determine the right pricing for credit
business;
·        
Provide
overall control of credit analysis procedures, while building and maintaining
the necessary structures and tools for reliable identification and mitigation
of credit risk, structuring of credit business and approval of procedures.
Furthermore, responsibly sanction credit facilities within delegated approval
limits where appropriate;
·        
Work
closely with relevant stakeholders and provide overall guidance and maintenance
of control structures to ensure all business that is booked by the Bank is
comprehensively documented, perfected and is within the relevant legal
framework of credit and banking, so as to be legally sound and executable where
such necessity may arise;
·        
Provide
overall leadership in credit portfolio oversight, and collaborate with stakeholders
to maintain structures and tools for cross-functional portfolio monitoring so
as to enable proactive debt management and limit the forward-flow / ageing rate
within acceptable range. Additionally provide overall leadership for management
of special assets by mobilizing all relevant stakeholders along the collections
and recoveries processes to limit the Bank’s non-performing assets within an
acceptable range;
·        
Manage,
motivate and develop the credit team through rigorous performance management,
coaching, mentoring, learning and development interventions to create a team
able to deliver the credit mission of the Bank.
Qualifications, Skills and
Experience: 
·        
The
applicant should preferably hold a Master’s Degree in Business, Banking,
Finance or Accounting
·        
Professional
qualification in credit
·        
Professional
qualification in Banking, Finance, Accounting or related field e.g. ACCA, CFA,
CPA etc is desirable
·        
A
minimum of ten years’ experience in Banking, preferably with some diversity in
exposure along the credit process
·        
Detailed
working knowledge of the relevant legal and regulatory frame including the
Financial Institutions Act, the Mortgage Act, the Central Bank lending
guidelines, the Financial Consumer Protection Guidelines etc
·        
Excellent
track record in building a quality credit portfolio in the banking industry;
·        
Track
record in developing policies, processes and procedures relating to credit and
good grasp of the Bank’s credit policy framework
·        
Solid
grasp of the Bank’s business model, its strategy  and services;
·        
Good
awareness and interpretation of credit trends in the industry, and
understanding of economic matters both on a local and global scale;
·        
Solid
knowledge of Business / Banking ICT.
·        
Strong
strategic and conceptual skills
·        
Leadership
and people management skills
·        
Customer
centricity
·        
Advanced
business acumen and financial skills
·        
Advanced
analytical and risk management acumen
·        
Good
decision-making, conflict resolution and problem solving skills
·        
Networking
skills, tact and diplomacy; with ability to influence key people inside and
outside the Bank
·        
Very
strong presentation, verbal and written communication skills
·        
Team
player with strong interpersonal skills and the ability to effectively engage
various stakeholders
·        
Possess
the ability to work under pressure, and exercise excellent judgment.
How to Apply: 
All suitably qualified candidates should visit the web link below and
create a profile on the NFT Consult website by entering their e-mail addresses.
Please visit web link below and click Apply now if convinced you have the job
requirements. The applications/CVs should be prepared in English and submitted
in either MS Word or PDF format will be considered.

For More Ugandan Jobs, Please Visit http://www.theugandanjobline.com
or find us on our facebook page https://www.facebook.com/UgandanJobline

Leave a Reply

Your email address will not be published. Required fields are marked *