Job Title: Credit Manager Micro-finance
Organisation: PostBank
Uganda Ltd
Uganda Ltd
Duty
Station: Kampala, Uganda
Station: Kampala, Uganda
Reports
to: Head of Credit
to: Head of Credit
About
US:
US:
PostBank Uganda Ltd is a government owned
bank regulated by Bank of Uganda under the Financial Institutions Act, 2004.
The bank focuses on the mass market with operations spread across the country.
bank regulated by Bank of Uganda under the Financial Institutions Act, 2004.
The bank focuses on the mass market with operations spread across the country.
Job
Summary: The Credit
Manager Micro-Finance will support PostBank in the steering the growth of the
micro-finance loan book in terms of volumes and quality with a close focus on
group lending.
Summary: The Credit
Manager Micro-Finance will support PostBank in the steering the growth of the
micro-finance loan book in terms of volumes and quality with a close focus on
group lending.
Key
Duties and Responsibilities:
Duties and Responsibilities:
·
In
charge of approving loans in accordance with the policies of the bank
In
charge of approving loans in accordance with the policies of the bank
·
Offers
technical support to Group Loans and Individual Loans Officers
Offers
technical support to Group Loans and Individual Loans Officers
·
Manages
the Micro Credit operations of the bank
Manages
the Micro Credit operations of the bank
·
In
charge of mentoring and training Group and Micro Credit Officers
In
charge of mentoring and training Group and Micro Credit Officers
·
Ensures
strict adherence to credit policies and procedures
Ensures
strict adherence to credit policies and procedures
·
Ensures
that risk decisions are consistent with business objectives
Ensures
that risk decisions are consistent with business objectives
·
Guides
and supports the monitoring and recovery of all micro loans
Guides
and supports the monitoring and recovery of all micro loans
·
Actively
monitors and evaluates the performance of credit staff
Actively
monitors and evaluates the performance of credit staff
·
Ensures
all credit risks are understood and that credit decisions are explicit
Ensures
all credit risks are understood and that credit decisions are explicit
·
Ensure
growth of Micro credit loan book in both volumes and quality
Ensure
growth of Micro credit loan book in both volumes and quality
·
Perform
any other duties as assigned by the Head of Credit.
Perform
any other duties as assigned by the Head of Credit.
Qualifications,
Skills and Experience:
Skills and Experience:
·
The
ideal candidate for the PostBank Credit Manager Micro-Finance should hold an
honors Bachelor’s Degree in Microfinance, Business Administration, Commerce, or
Economics or any related course
The
ideal candidate for the PostBank Credit Manager Micro-Finance should hold an
honors Bachelor’s Degree in Microfinance, Business Administration, Commerce, or
Economics or any related course
·
A
minimum of three years’ experience in Credit Management and Group lending
methodology in a reputable financial institution
A
minimum of three years’ experience in Credit Management and Group lending
methodology in a reputable financial institution
·
Working
knowledge of microfinance and in particular Group lending
Working
knowledge of microfinance and in particular Group lending
·
Excellent
credit proposal writing, accounting, credit risk management, planning and team
management skills
Excellent
credit proposal writing, accounting, credit risk management, planning and team
management skills
·
Excellent
interpersonal oral and communication skills
Excellent
interpersonal oral and communication skills
·
Strong
team player, Creativity and innovation
Strong
team player, Creativity and innovation
·
Good
grasp of the bank’s products and processes
Good
grasp of the bank’s products and processes
·
Working
knowledge of organizational structure, work flow and operational procedures
Working
knowledge of organizational structure, work flow and operational procedures
·
Good
business acumen
Good
business acumen
·
Proactive
approach to work with a high level of maturity and self-drive
Proactive
approach to work with a high level of maturity and self-drive
·
Highly
level of integrity and ethical standards
Highly
level of integrity and ethical standards
·
Working
knowledge of excellent customer service standards
Working
knowledge of excellent customer service standards
How
to Apply:
to Apply:
All suitably qualified and interested candidates should send their
updated detailed CVs, cover letters, certified copies of certificates and
testimonials together with names, email addresses and daytime telephone
contacts of three referees and address to;
updated detailed CVs, cover letters, certified copies of certificates and
testimonials together with names, email addresses and daytime telephone
contacts of three referees and address to;
Head Human Resources,
Post Bank Uganda Ltd,
Plot 4/6 Nkrumah road,
P.O. Box 7189, Kampala. Uganda
Deadline:
Friday 24th July, 2015 by 5.00pm
Friday 24th July, 2015 by 5.00pm
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