Senior Credit Analyst – Uganda Development Bank (UDB)




Organisation: Uganda
Development Bank (UDB)
Duty Station: Kampala,
Uganda
Reports to: Manager Credit
About UDBL:
Uganda Development Bank Ltd (UDBL) is the country’s only Development
Finance Institution (DFI) established in 1972. The Bank has recently
re-positioned itself as a partner to the Government of Uganda in delivering the
theme of its National Development Plan.
Job Summary: The Senior
Credit Analyst is responsible for conducting in-depth financial and industry
analysis of existing and potential borrowers. The function entails
identification of existing and potential credit risks and their mitigants. The
key role of the analyst will be to determine the likelihood that a borrower will
be able to meet financial obligations and pay back a loan.
Key Duties and
Responsibilities: 
  • Carry out independent financial analysis
    and risk rating of proposals presented to the bank.
  • Regularly review and critically analyze
    all credit applications for accuracy, completeness and compliance with
    policy; and make recommendations to the approving authorities.
  • Ensure the participation of reports
    including analysis, comparison, and commentary on the findings including
    abnormalities, unusual trends, one-time events, developing problems, etc.
    that require further investigation/clarification/explanation.
  • Actively monitor the performance and
    grading of the loan portfolio on a monthly basis and recommend remedial
    actions to management in accordance to credit policy.
  • Actively participate in business growth
    through timely credit assessment/ underwriting of projects and contribute
    towards the attainment of the development finance targets.
  • Maintaining “watch list” of
    problem loans and ensures risk ratings are updated correctly.
Qualifications, Skills and
Experience: 
  • The applicant should hold a commercial
    degree with accounting or financial bias. A professional qualification
    will be an added advantage.
  • Four years’ experience in credit analysis
    and loan documentation and processing in a banking institution.
  • Possession of professional qualification
    like CFA, ACCA, ACA will be an added advantage.
  • Excellent oral, report written
    communication, analytical, research and proficiency in Word processing and
    Spreadsheet software skills     
  • Ability to meet deadlines
  • Ability to maintain the confidentiality of
    credit and Customer information
  • Excellent interpersonal skills and team
    orientation
How to Apply:
Send or deliver your application which shall include an up-to-date
curriculum vitae, photocopies of academic documents and contact addresses of
three professional references to: The Director, Human Resources &
Administration, 1st Floor Wing B, Rwenzori Towers, Plot 6 Nakasero Road, P.O.
Box 7210, Kampala. Uganda. Tel: +256414355555, Fax: +256414355556
Deadline: 15th May
2015 by 5.00pm
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