Dfcu Bank Jobs – Senior Credit Manager – Development and Institutional Banking

Job Title:  Senior Credit Manager – Development and
Institutional Banking

Organisation: Dfcu Bank
Duty Station:  Kampala, Uganda
Reports to: Manager,
Credit Approval Team
About Dfcu:
Dfcu bank is a fast growing
commercial bank offering a variety of innovative products and services. DFCU
Limited was started by the Commonwealth Development Corporation (CDC) of the
United Kingdom and the Government of Uganda through the Uganda Development
Corporation (UDC) under the name of Development Finance Company of Uganda
Limited. Later restructuring brought in DEG (of Germany) and International
Finance Corporation (IFC) as equal partners with CDC and UDC, each having a 25%
stake in the company. Its objective was to support long-term development
projects whose financing needs and risk did not appeal to the then existing
financial commercial lending institutions.
Job Summary: The Senior
Credit Manager – Development and Institutional Banking will be responsible for
sanctioning proposals within personal lending discretion, recommend others for
sanction by higher authority, assist the sales team in the preparation of
quality proposals and ensure that facilities are disbursed and portfolio is
maintained in line with conditions set in order to achieve the Bank targets.
Key Duties and Responsibilities: 
  • Intuitively
    analyse credit data and financial statements of corporate and large
    individual borrowers to determine the degree of risk involved in extending
    credit or lending money.
  • Analyse
    financial data such as income growth, quality of management and market
    share to determine expected profitability of loans, and prepare a report
    justifying the decision made
  • Regularly
    review and sanction all proposals (new and existing) presented within
    personal discretion (< USD 200,000)
  • Ensure
    100% compliance within dfcu’s credit risk framework policies. 100%
    compliance with Financial Institutions Act (FIA) – BOU guidelines and
    regulations.
  • Actively
    participate in maintaining and updating the Bank credit policies and
    procedures as often as necessary in accordance with Bank and Industry
    trends, evolving regulations and legal requirements
  • Actively
    contribute to the achievement of annual targets that include
    non-performing loans, portfolio at risk and growth of portfolio
  • Offer
    timely support to the business units in structuring proposals to minimise
    risk and ensure full repayment. Quick and timely response and feedback on
    sanctioning of deals and excesses
  • Train
    and coach the business analysts and relationship managers in respect to
    credit assessments/analysis, deal structure policies and procedures
  • Actively
    monitor the overall quality of the DIB portfolio, ensuring that scorecard
    parameters are regularly reviewed and are fit for purpose
  • Participate
    in the development of product papers
Qualifications, Skills and Experience: 
  • The
    ideal candidate for the DFCU Bank Job should hold a Bachelor’s degree with
    bias in any of the following areas: Finance, Banking, Economics, Business
    Administration and a Master’s degree (or similar post graduate
    qualification) in the same fields
  • At
    least five years’ experience in a business or banking/financial services
    environment with at least two years in Credit Risk Management /Sanctioning
  • Additional
    training/professional qualification in business, investment and appraisal,
    risk management, financial analysis is an added advantage
  • Possession
    of a credit certification is required
  • Working
    knowledge and experience in agriculture is an added advantage
  • Excellent
    analytical and problem solving skills
  • Excellent
    communication skills
  • Excellent
    supervisory and interpersonal skills
  • Broad
    awareness of business issues and current economic/market trends
  • Basic
    legal skills
  • Self-driven
  • A
    character of high personal integrity
How to Apply: 
If you have the above job
qualifications and skills, please send a cover letter along with a detailed CV
and relevant professional/ academic certificates to: Head of Human Resources,
dfcu Bank, 3rd Floor, Dfcu Towers, Kyadondo Road, P.O. Box 70, Kampala. Uganda
NB:
Therefore, if you do not hear from us by Friday, 20th March 2015, consider your
application unsuccessful
Deadline: Friday 6th March 2015
For More Ugandan Jobs, Please
Visit http://www.theugandanjobline.com
or find us on our facebook page https://www.facebook.com/UgandanJobline

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