The Ugandan Jobline

Job Title:  Senior Credit Manager – Development and
Institutional Banking

• Intuitively
  analyse credit data and financial statements of corporate and large
  individual borrowers to determine the degree of risk involved in extending
  credit or lending money.
• Analyse
  financial data such as income growth, quality of management and market
  share to determine expected profitability of loans, and prepare a report
  justifying the decision made
• Regularly
  review and sanction all proposals (new and existing) presented within
  personal discretion (< USD 200,000)
• Ensure
  100% compliance within dfcu’s credit risk framework policies. 100%
  compliance with Financial Institutions Act (FIA) – BOU guidelines and
  regulations.
• Actively
  participate in maintaining and updating the Bank credit policies and
  procedures as often as necessary in accordance with Bank and Industry
  trends, evolving regulations and legal requirements
• Actively
  contribute to the achievement of annual targets that include
  non-performing loans, portfolio at risk and growth of portfolio
• Offer
  timely support to the business units in structuring proposals to minimise
  risk and ensure full repayment. Quick and timely response and feedback on
  sanctioning of deals and excesses
• Train
  and coach the business analysts and relationship managers in respect to
  credit assessments/analysis, deal structure policies and procedures
• Actively
  monitor the overall quality of the DIB portfolio, ensuring that scorecard
  parameters are regularly reviewed and are fit for purpose
• Participate
  in the development of product papers

• The
  ideal candidate for the DFCU Bank Job should hold a Bachelor’s degree with
  bias in any of the following areas: Finance, Banking, Economics, Business
  Administration and a Master’s degree (or similar post graduate
  qualification) in the same fields
• At
  least five years’ experience in a business or banking/financial services
  environment with at least two years in Credit Risk Management /Sanctioning
• Additional
  training/professional qualification in business, investment and appraisal,
  risk management, financial analysis is an added advantage
• Possession
  of a credit certification is required
• Working
  knowledge and experience in agriculture is an added advantage
• Excellent
  analytical and problem solving skills
• Excellent
  communication skills
• Excellent
  supervisory and interpersonal skills
• Broad
  awareness of business issues and current economic/market trends
• Basic
  legal skills
• Self-driven
• A
  character of high personal integrity

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