Careers in Banking – Credit Analyst at UDBL

Title:  Credit Analyst
Organisation: Uganda Development
Bank Ltd (UDBL)
 Kampala, Uganda
About UDBL:
Development Bank Ltd (UDBL) is the country’s only Development Finance
Institution (DFI) established in 1972. The Bank has recently re-positioned
itself as a partner to the Government of Uganda in delivering the theme of its
National Development Plan.
Job Summary: The Credit Analyst is responsible for
conducting in-depth financial and industry analysis of existing and potential
borrowers. The function entails identification of existing and potential credit
risks and their mitigants. The primary role of the analyst will be to determine
the likelihood that a borrower will be able to meet financial obligations and
pay back a loan.
Key Duties and Responsibilities: 
  • Carry out independent financial analysis and risk
    rating of proposals presented to the bank.
  • Regularly review and critically analyze all credit
    applications for accuracy, completeness and compliance with policy; and
    make recommendations to the approving authorities.
  • In charge of the preparation of reports including
    analysis, comparison, and commentary on the findings including
    abnormalities, unusual trends, one-time events, developing problems, etc.
    that require further investigation/clarification/ explanation.
  • Actively monitor the performance and grading of the
    loan portfolio on a monthly basis and recommend remedial actions to
    management in accordance to credit policy.
  • Take part in business growth through timely credit
    assessment/underwriting of projects and contribute towards the attainment
    of the development finance targets.
  • Maintaining “watch list” of problem loans and ensures
    risk ratings are updated correctly.
Qualifications, Skills and Experience: 
  • The candidate should ideally hold a University degree
    in any business related course with a bias in Finance or Accounting.
    Possession of professional qualification
    like CFA, ACCA, ACA will be an added advantage.
  • At least four years of related experience in credit
    analysis and loan documentation and processing in a banking institution.
  • Possess excellent oral, written communication,
    analytical, research and proficiency in word processing and Spreadsheet
    software skills
  • Ability to meet deadlines
  • Ability to maintain the confidentiality of credit and
    Customer information
  • Excellent interpersonal skills and team orientation
  • Ability to work with minimum supervision.
to Apply: 
or deliver your application which shall include an up-to-date curriculum vitae,
photocopies of academic documents and contact addresses of three professional references
to: The Director, Human Resources & Administration, 1st Floor Wing B,
Rwenzori Towers, Plot 6 Nakasero Road, P.O. Box 7210, Kampala. Uganda. Tel: +256414355555, Fax: +256414355556
Tuesday, 10th February 2015 by 5.00pm

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