Job Title: Finance Associate Organisation: International Development Law Organization (IDLO)…
Careers in Banking – Credit Analyst at UDBL
Organisation: Uganda Development
Bank Ltd (UDBL)
Bank Ltd (UDBL)
Duty
Station: Kampala, Uganda
Station: Kampala, Uganda
About UDBL:
Uganda
Development Bank Ltd (UDBL) is the country’s only Development Finance
Institution (DFI) established in 1972. The Bank has recently re-positioned
itself as a partner to the Government of Uganda in delivering the theme of its
National Development Plan.
Development Bank Ltd (UDBL) is the country’s only Development Finance
Institution (DFI) established in 1972. The Bank has recently re-positioned
itself as a partner to the Government of Uganda in delivering the theme of its
National Development Plan.
Job Summary: The Credit Analyst is responsible for
conducting in-depth financial and industry analysis of existing and potential
borrowers. The function entails identification of existing and potential credit
risks and their mitigants. The primary role of the analyst will be to determine
the likelihood that a borrower will be able to meet financial obligations and
pay back a loan.
conducting in-depth financial and industry analysis of existing and potential
borrowers. The function entails identification of existing and potential credit
risks and their mitigants. The primary role of the analyst will be to determine
the likelihood that a borrower will be able to meet financial obligations and
pay back a loan.
Key Duties and Responsibilities:
- Carry out independent financial analysis and risk
rating of proposals presented to the bank. - Regularly review and critically analyze all credit
applications for accuracy, completeness and compliance with policy; and
make recommendations to the approving authorities. - In charge of the preparation of reports including
analysis, comparison, and commentary on the findings including
abnormalities, unusual trends, one-time events, developing problems, etc.
that require further investigation/clarification/ explanation. - Actively monitor the performance and grading of the
loan portfolio on a monthly basis and recommend remedial actions to
management in accordance to credit policy. - Take part in business growth through timely credit
assessment/underwriting of projects and contribute towards the attainment
of the development finance targets. - Maintaining “watch list” of problem loans and ensures
risk ratings are updated correctly.
Qualifications, Skills and Experience:
- The candidate should ideally hold a University degree
in any business related course with a bias in Finance or Accounting. Possession of professional qualification
like CFA, ACCA, ACA will be an added advantage. - At least four years of related experience in credit
analysis and loan documentation and processing in a banking institution. - Possess excellent oral, written communication,
analytical, research and proficiency in word processing and Spreadsheet
software skills - Ability to meet deadlines
- Ability to maintain the confidentiality of credit and
Customer information - Excellent interpersonal skills and team orientation
- Ability to work with minimum supervision.
How
to Apply:
to Apply:
Send
or deliver your application which shall include an up-to-date curriculum vitae,
photocopies of academic documents and contact addresses of three professional references
to: The Director, Human Resources & Administration, 1st Floor Wing B,
Rwenzori Towers, Plot 6 Nakasero Road, P.O. Box 7210, Kampala. Uganda. Tel: +256414355555, Fax: +256414355556
or deliver your application which shall include an up-to-date curriculum vitae,
photocopies of academic documents and contact addresses of three professional references
to: The Director, Human Resources & Administration, 1st Floor Wing B,
Rwenzori Towers, Plot 6 Nakasero Road, P.O. Box 7210, Kampala. Uganda. Tel: +256414355555, Fax: +256414355556
Deadline:
Tuesday, 10th February 2015 by 5.00pm
Tuesday, 10th February 2015 by 5.00pm
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