The Ugandan Jobline

• Steer the business towards achieving
  strategic goals and realize the Mission statement by implementing and
  maintaining robust credit card risk systems and processes
• Drive behavioral change within the retail
  risk teams and retail front line staff responsible of selling credit
  products to achieve a sales/service culture across the Retail market
  segments.
• Work closely with the Head of Retail
  Credit and Head Credit Policy & Portfolio management in establishing
  and reviewing risk policy, interpreting Group requirements and setting
  credit risk appetite for the Retail portfolio and being ultimately
  responsible for the quality of the Retail credit portfolio.
• Review, redefine and make recommendations
  to the Head of Retail Credit and then implement the framework for managing
  risk within the Retail lending book.
• Foster and grow strong Risk/Retail/Service
  Delivery partnership that will deliver superior customer experience
• Build and develop links with other Group
  functions to ensure that the expertise within the Group is maximized for
  Barclays.
• Work in liaison with the Head of Retail
  Credit, develop, implement and maintain credit risk strategies for the
  Retail credit business as a whole (operating, organizational, physical and
  technology models).
• Responsible for critical analysis of any
  new retail credit risk product offerings to identity any underlying credit
  risks and coming up with practical ways to counter or manage the risks.
  Communicate effectively with the business on all risk related matters
• In charge of continuous improvement of the
  Management Information base to ensure they remain relevant, reflect credit
  risk appetite and are useful to provide the business with information for
  use in decision making and policy matters.
• Ensure all reporting / MI requirements are
  produced and delivered to recipients within agreed SLAs (internal and
  external).
• Manage service level agreements with
  internal customers
• Managing the cost and both within the
  centre and within the businesses
• Embedding and coordinating change to
  ensure smooth transition to BAU
• Be responsible for the successful design,
  development and implementation of any Retail Card Risk programs of change,
  ensuring that the benefits of such change are driven out and maximized and
  change embedded into the business as usual operations.
• Offer technical input into the projects on
  Credit card requirements.

• Accountability for the strategy and quality
  of the Credit card book.
• Guide and technically support Retail key
  stakeholders on all matters relating to Credit card risk within Retail.
• Input on review of the score card for
  cards and monitoring the scorecard to ensure effective and efficient delivery
  of the intended purpose and result
• Ensure timely and effective monitoring and
  control of the Credit card book. Review and challenge information and
  performance.
• Responsible for the design, implement and
  maintain generic strategies for appropriate remedial action on poorly
  performing accounts in all sectors.
• Responsible for the audit assessment.
• Overseeing any changes on credit card risk
  control and assessment processes to ensure fit for purpose and meets the
  business needs
• Managing, review and challenge change to
  ensure that the anticipated benefits are not only met but maximized.

• The applicant must hold a numeric
  undergraduate degree (Math, Statistics, Quantitative, Economics,
  Operations Research) or business degree (Finance, Economics, Commerce,
  Business Administration); and/or Master’s degree (MBA, Msc). Credit Cards
  experience which will be an added advantage.
• Highly energetic and highly motivated
• Excellent team player
• Possess the ability to assimilate new information
  and quickly adapt new environment.
• Self-starter who naturally assumes
  ownership of initiatives
• Highly passionate about data analysis and
  how this contributes to the business
• The applicant must be computer literate,
  ideally with experience in modelling in Excel.
• Hands-on experience of using analytics to
  solve complex business problems.
• Able to present complex analytical
  concepts to all levels of the business.
• Excellent organizational skill s
• High Personal Initiative
• Ability to manage multiple tasks
• Keen eye for detail
• Creative thinking and ability to explore
  new ideas / opportunities and develop innovative approaches. 
• Ability to draw out key messages and see
  patterns to identify future trends.
• Credit risk management experience in a
  Retail/Consumer segment
• Proven excellent presentation and
  facilitation skills
• High analytical capability 
• Communication and persuasion skills with
  the ability to think quickly and package ideas and results in a logical,
  understandable and compelling way to both technical and non-technical
  audiences;
• A self-motivating team player who is able
  to define structure and prioritize work in order to complete assigned
  tasks on schedule in a timely and cost effective manner

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