Barclays Bank Jobs – Mortgage Advisor

Organisation: Barclays Bank
Duty Station: Kampala, Uganda

About Barclays Bank Uganda: 

Barclays
Bank (Uganda) Limited, commonly known as Barclays Bank (Uganda), is a
commercial bank in Uganda. It is one of the commercial banks licensed
by Bank of Uganda, the national banking regulator.  Barclays
Bank (Uganda) opened for business in Uganda in 1927, with two branches in the
capital city, Kampala and one in Jinja, the country’s
second-largest commercial centre. In February 2007, Barclays Bank completed the
acquisition of Nile Bank Uganda Limited, strengthening its presence in the
country. As of April 2012, Barclays Bank (Uganda) employed more than 800
individuals (known as “colleagues”, within the bank). At that time,
it had forty-four branches and sixty-five ATMs in service.
Job Summary:  The Mortgage Advisor will drive and deliver
exceptional retail Business Performance in regards to Home loans and provision
of influential and consistent leadership, efficient business management. Sales
growth and portfolio quality management to ensure that good home loans are booked
and managed.

Key Duties &
Responsibilities:
1. Business Development and Management (35
%)                

  • Agree Home loans sales targets with the head of Home loans and take
    responsibility in the achieving of home loans growth.
  • Follow up and execution of methods in improving of the Home loans
    ,front office/branches and securities within service delivery..
  • Escalate and handle any client issues in regards to securities and
    documentation.
  • Conduct customer care visit with Head of Scheme
    Lending/Products/sales/Home loans to better understand customer’s needs
    after generation of sales leads through Schemes and branches.
  • Analyse customer issues, queries, complaints to determine root cause
    and deliver tactical and strategic improvements to service
  • Give appropriate advise to clients on the right product mix they
    need for there key needs
  • Gather customer opinions on service and service quality levels
  • Attend to cross functional activities for the betterment of the home
    loan business.
  • Create recommendations on product repackaging.
  • Collect Market data on real estate.
  • Ensure implementation and review methods of improving operational
    efficiency with retail Home loans front office and securities within
    service delivery.
  • Create relationships with real estate agents and developers to
    create opportunities for direct sales.
2. Customer Service
(20%)
  • Analyse customer issues, queries, complaints to determine root cause
    and deliver tactical and strategic improvements to service
  • Analyse the products that the customer is using and give advise on
    optimizing use
  • Gather customer opinions on service and service quality levels and
    give feedback to team members on customer expectations.
  • Monitor and influence achievement of agreed  service
    standards with service delivery, credit risk and securities
  • Ensure that insurance arrangements are made for customers for there
    Home loans before draw down.
  • Ensure that the team performance complies with service standards as
    set by the business. These standards are measured through among other,
    mystery shopping, customer feedback.
  • Act as the escalation point for hot complaints ensuring quick
    resolution, visit high net worth or key clients on request of the Home
    loans advisors.
  • Review monthly query and complaint trend analysis received from the
    service head.
  • Determine he need for specific action plans for the Home loans
    Segment.
3.      Building Relationships (10%)
  • Conduct regular customer care visits with Head of Scheme lending to
    better understand customer needs after generation of sales leads through
    schemes and provide guidance to customer as to the best Home loan package
    available to them.
  • Closely liaise with securities manager and head of credit risk to
    ensure proper preparation of mortgage documents to new clients, agree
    terms and conditions of Home loans etc.
  • Monitor turn-around times on account opening and follow up
    operations on any issues arising and any feedback received from Home loans
    in this regard.
  • Establish and interact with real estate agents and developers so as
    to easily have access to market trends and rates and better develop tailor
    made loan packages as well as generate sales opportunities
4.     Administration (10%)
  • Analyse customer issues, queries, complaints to determine root cause
    and deliver tactical and strategic improvements to service.
  • Analyse the products that the customer is using and give advise on
    optimizing use.
  • Gather customer opinions on service and service quality levels and
    give feedback to team members on customer expectations.
  • Monitor and influence achievement of agreed service standards with
    service delivery, credit risk and securities.
  • Ensure that insurance arrangements are made for customers for their
    Home loans before draw down.
  • Act as the escalation point for hot complaints trend analysis
    received from the service head.
  • Ensure that the team performance conforms to agreed service
    standards through mystery shopping, customer feedback.
5.     People Management (20%)
  • Ensure that team member receive coaching and relevant training in
    order to develop to achieve their maximum potential.
  • Motivate branch staff and ensure that they are motivated to sell the
    Home loans product.
  • Carry out branch visits and offer trainings on new product features
    and parameters.
  • Give positive feedback to clients both internal and external on
    unclear any product issues
  • Assist sales and branch staff achieve their Home loan targets by
    ensuring that they submit quality applications and any remediation is
    carried out appropriately.
  • Manage staff attendance levels and ensuring that Barclays Africa
    procedures are followed.
  • Motivate staff and ensure they are recognized through the Barclays
    Africa recognition schemes
  • Pursue your own development to increase personal effectiveness and
    acknowledge strengths and areas of development.
  • Identify training needs of the team and effectively support their
    personal development.
  • Challenge the team to provide meaningful and lasting solutions to
    customers’ queries and complaints by understanding customers’ needs and
    situation and  thinking outside the box
6.     Community (5%)
  • Be involved in local community events and networking opportunities
    (e.g. clubs, meetings, business associations)
  • Identify community initiatives to become involved in and support as
    part of Barclays community initiatives (such as Make a Difference Day,
    Local community initiative, Financial Literacy)
  • Link community initiatives to both business opportunities and
    colleague events
  • Promote community agenda within the branch to build pride within
    colleagues and customers
Qualifications, Skills
& Experience
:
  • The applicant should be a graduate or relevant experience to
    compensate
  • At least 3 years Retail supervisory experience (Relating to
    specialist knowledge and expertise required to undertake the role. May
    include knowledge of the Bank’s products, services and policies)
  • Knowledge of the Bank’s products, services and policies and ability
    to recognize business opportunities.
  • Proven people management experience with the ability to coach,
    mentor and motivate
  • Good numeracy skills with the ability to analyze and interpret KPIs
    and to use them to improve performance
  • Excellent group dynamics with ability to identify training needs and
    support continuous development.
  • Strong communications skills with the ability to communicate and
    influence at all levels
  • Understanding on how to set targets and incentives/initiatives to
    drive performance.
  • People Management
  • Coaching and Training Skills
  • Written and verbal Communication and Presentation skills
  • Business Management/Financial Management
  • Performance Management
  • Resource Management
  • Cultural and Change Management
  • Good Planning skills
  • PC Skills
  • Excellent decision Making Skills
How to Apply:
If you feel challenged by any of the above positions,
and believe you can deliver on key deliverables as outlined above, upload your
application letter, current curriculum vitae and photocopies of academic
certificate to our recruitment website detail below:

https://barclays.taleo.net/careersection/2/moresearch.ftl?lang=en_GB

NB:
 Barclays is an equal opportunity employer that
recruits, develops and promotes people on merit, and rewards outstanding
performance, regardless of background and gender.
For queries contact us on 0417122453 or email: barclays.uganda@barclays.com

Deadline: 4th
February, 2014

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