The Ugandan Jobline

• Plan and
  coordinate management of all credit functions including commercial and
  corporate lending, Retail, SME lending and credit products development;
• Track trends in
  the banking industry and propose adjustments/changes to the bank’s credit
  policies, strategy and procedures to ensure the bank retains its
  competitive position and lending business in Uganda;
• Apply professional
  insight and understanding to the management of the bank’s entire loan
  portfolio and ensuring portfolios growth;
• Drive all credit
  activities including the mobilisation of borrowers, the underwriting, and
  approval of loans, the review, and submission to the Board and Management
  credit Committees of large credit applications, and solving loan problems;
• Ensure the bank’s
  compliance with all regulatory requirements in the areas of credit,
  including compliance with lending limits, concentration, non-performance,
  and classification, provisioning and writing off debts;
• Provide retail and
  commercial credit risk management expertise and advice generally, through
  credit financial projection inputs for the formulation/annual update of
  the strategic plan, corporate budget and division’s plan and budget;
• Ensure
  regularization of the excesses/installment an-ears in line with Credit
  Policy and in close collaboration with sales team, branch managers, and
  credit administration and control team;
• Participate in the
  continual review and update of the bank’s credit policies, guidelines, and
  practices, in line with changes in credit risk and the bank’s business
  priorities;
• Ensure the
  independent review of credit facilities, recommendation to Management
  Credit Committee (MCC) or even decline proposals as applicable is
  administered within the mandate of the board and the defined guidelines by
  the bank;
• Provide necessary
  guidance and leadership to subordinate teams to ensure effective execution
  of the division’s activities;
• Review the
  periodic divisional reports and ensure timely generation/compilation of management
  information reports;
  Provide credit training support for business and relationship management
  team;
• Monitor daily
  movement of credit portfolio and ensure a healthy portfolio throughout the
  year;
• Ensure that credit
  delivery is effective, responsive and meets customer satisfaction; and
• Ensure recovery of
  non-performing assets and provide remedial actions for all overdue
  recoveries. 

• The job holder
  should possess a good degree in Economics, Statistics or any business
  related discipline from a recognized university.
• A Post graduate
  degree in a related field will be an added advantage.
• The candidate must
  have possess a minimum of 14 years banking experience with not less than 5
  years in core credit operations in banking industry and strategic credit
  oversight role.
• Proven ability to
  manage credit portfolio and sound awareness of ffends and recent developments
  in the banking industry;
• Deep understanding
  of credit risk management trends in the local & international financial
  services industry;
• Ability to
  understand and analyze financial & cash-flow statements and make
  useful deductions for decision-making;
• Skills in
  effective management of financial assets and liabilities of a commercial
  bank;
• Very good
  operational management and resource planning/coordination skills;
• Demonstrated skills
  in budget preparation and monitoring; and
• Strong
  interpersonal and communication skills, ability to multi task and function
  effectively under pressure, and strong organizational and people
  management skills.

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